Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop: Buy Now, Pay Later with 0% APR

Looking to upgrade to the high-performance HP OmniBook 5 16in laptop without paying the full price upfront? Spread the cost comfortably with our flexible buy now pay later plans tailored for UK shoppers.

The HP OmniBook 5 16in combines power, efficiency, and modern AI capability. Featuring the Intel Core Ultra 5 processor, 16GB of rapid RAM, and a spacious 512GB SSD, it easily handles demanding work tasks, creative software, and everyday multitasking. The expansive 16-inch display gives you generous workspace for spreadsheets, streaming, and editing, while enhanced battery optimisation ensures you stay productive throughout the day without constantly reaching for a charger.

Purchasing modern computing equipment should not disrupt your household budget. Through our payment partner TrustPay, you can spread the cost of your HP OmniBook 5 over manageable instalments. TrustPay offers 0% APR financing with no hidden interest charges and no credit checks. Eligible UK shoppers can receive instant approval for credit amounts up to £1,200, making it quick and hassle-free to secure the laptop you need today.

We believe in responsible, transparent borrowing. While TrustPay provides 0% APR and does not perform hard credit checks, it is important to ensure your scheduled repayments remain affordable throughout your agreement. Missing payments may lead to account restrictions and make managing your finances more difficult. Always review your personal budget to verify that the monthly instalments are comfortable before completing your purchase.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 with no credit check?

Yes. When you choose TrustPay at checkout, there are no hard credit checks required. You can get approved for financing up to £1,200 without impacting your credit file.

Are there any interest charges with TrustPay BNPL?

No. TrustPay provides 0% APR financing, meaning you only ever pay the retail price of the laptop divided across your scheduled repayments, provided you meet your agreed schedule.

Is the HP OmniBook 5 16in suitable for professional work?

Yes. Equipped with an Intel Core Ultra 5 processor, 16GB of system memory, and a 512GB solid-state drive, it delivers fast performance for office applications, creative editing, and heavy multitasking.

Apply for a TrustPay account — instant decision, no credit check