Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop – Spread the Cost with No Credit Check

Upgrade your workstation today with the HP OmniBook 5 16in laptop, featuring flexible payment plans designed around your budget. Get the computing power you need now without a traditional credit check holding you back.

The HP OmniBook 5 16-inch laptop delivers exceptional performance for work, study, and daily entertainment. Equipped with the latest Intel Core Ultra 5 processor, 16GB of high-speed RAM, and a responsive 512GB SSD, this machine handles multitasking, creative applications, and daily browsing without slowing down. Its vivid 16-inch display offers generous screen real estate, while the battery life ensures you remain productive wherever your day takes you.

We believe access to modern technology should be straightforward and accessible. That is why we offer TrustPay at checkout, giving you the freedom to purchase your HP OmniBook 5 with no credit check required. With approval limits of up to £1,200, you can secure this premium device today and split the balance into manageable instalments that fit neatly into your monthly budget.

Financing through TrustPay is completely transparent and designed to keep borrowing fair and stress-free. Benefit from genuine 0% APR finance, meaning you pay zero interest charges and no hidden administrative fees over the term of your agreement. Because we carry out no hard credit searches, applying will never negatively impact your credit file or leave a visible footprint.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Will applying for the HP OmniBook 5 affect my credit rating?

No. TrustPay finance requires no credit check, meaning no hard searches are recorded on your credit file and your credit score remains unaffected.

Are there any interest charges or fees with TrustPay?

No, TrustPay provides 0% APR finance. You will only pay the clear purchase price of the laptop divided into regular payments, with no interest or hidden extras.

How much can I borrow using TrustPay?

Eligible UK customers can be approved for up to £1,200, which fully covers the HP OmniBook 5 16in laptop with no upfront full payment required.

Apply for a TrustPay account — instant decision, no credit check