Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Snapdragon X Laptop on 0% APR

Upgrade your workday with the cutting-edge HP OmniBook 5 16-inch laptop, powered by the efficient Qualcomm Snapdragon X platform, and spread the cost interest-free. Enjoy true 0% APR finance options tailored to keep your everyday tech affordable.

The HP OmniBook 5 16-inch laptop delivers next-generation computing driven by the high-efficiency Qualcomm Snapdragon X processor. Built for both hybrid working and creative tasks, it features 16GB of fast memory for seamless multitasking, a responsive 256GB solid-state drive, and exceptional all-day battery life. Its generous 16-inch display offers crisp, expansive visuals without adding unnecessary bulk to your commute.

Investing in modern hardware should not strain your monthly budget. With our 0% APR financing, the price you see is the total price you pay. By breaking down the cost into predictable, interest-free instalments, you can upgrade immediately without paying extra in interest charges or hidden borrowing fees, provided scheduled repayments are met on time.

To make financing as straightforward as possible, we partner with TrustPay to offer flexible 0% APR payment plans. TrustPay requires no hard credit checks and provides approvals up to £1,200, allowing you to secure your new HP OmniBook without impacting your credit score. It is a modern, transparent payment solution created to give UK shoppers accessible credit options.

HP OmniBook 5 16in Qualcomm Snapdragon X 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

How does 0% APR work on the HP OmniBook 5?

With 0% APR, your total order cost is divided into equal, interest-free instalments. You will pay zero interest over your agreed term as long as scheduled payments are made on time.

What is TrustPay and how do I qualify?

TrustPay is a payment provider offering 0% APR plans approved up to £1,200 with no credit check. Simply choose TrustPay at checkout to set up an affordable, interest-free repayment plan.

What are the key specifications of this HP OmniBook 5 model?

This configuration features a 16-inch display, a power-efficient Qualcomm Snapdragon X processor, 16GB of RAM for smooth multitasking, and 256GB of fast SSD storage.

Apply for a TrustPay account — instant decision, no credit check