Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop Finance for Bad Credit

Looking to upgrade to the high-performance HP OmniBook 5 without letting a low credit score hold you back? Discover simple, budget-friendly payment options designed to get modern tech into your hands without financial stress.

The HP OmniBook 5 16in laptop delivers next-generation computing powered by the innovative Qualcomm Snapdragon X processor, backed by 16GB of RAM and a swift 256GB SSD. It provides elite battery efficiency, responsive multitasking, and a crisp display ideal for work, study, and daily leisure. Unfortunately, many traditional high-street lenders reject applications simply due to past credit blips, making it difficult to buy the equipment you need upfront.

We believe your credit history shouldn't dictate your access to essential technology. With TrustPay, you can spread the cost of your HP OmniBook 5 smoothly and affordably. TrustPay offers finance with 0% APR and absolutely no credit checks required. Eligible shoppers can be approved for up to £1,200, allowing you to secure your brand-new laptop today without paying an inflated penny in interest.

Responsible lending remains at the heart of our service. Because TrustPay does not run a credit check, applying will never harm or leave a footprint on your credit file. Approval focuses on simple, realistic affordability rather than past borrowing mistakes. We always encourage you to review your household budget beforehand to ensure the regular repayment amounts are comfortably manageable for you.

HP OmniBook 5 16in Qualcomm Snapdragon X 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 laptop if I have bad credit?

Yes. By choosing TrustPay at checkout, your eligibility is not decided by your credit score. There are no credit checks involved, making it an accessible option if you have had past credit difficulties.

How does TrustPay finance work?

TrustPay allows you to spread the cost of purchases up to £1,200 over manageable instalments at 0% APR. You only ever repay the retail price of your laptop, with no added interest or hidden borrowing fees.

Will applying through TrustPay impact my credit score?

No. Because TrustPay does not conduct a credit check, submitting an application will have no impact whatsoever on your credit file or credit score.

Apply for a TrustPay account — instant decision, no credit check