Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Buy the HP OmniBook 5 16in Laptop on Instalments

Upgrade your setup today without the upfront expense. Spread the cost of the HP OmniBook 5 16in laptop with clear, predictable instalments designed to fit your monthly budget.

The HP OmniBook 5 16-inch laptop delivers cutting-edge productivity powered by the Qualcomm Snapdragon X processor. Equipped with 16GB of RAM and a responsive 256GB SSD, this notebook easily manages intensive multitasking, remote work, and streaming. Its expansive 16-inch display provides sharp visuals and generous screen real estate, while Snapdragon's class-leading power efficiency keeps you working throughout the day without tethering you to a wall socket.

Purchasing high-performance technology should not disrupt your household finances. With our TrustPay instalment option, you can spread the cost of the HP OmniBook 5 comfortably over time. TrustPay offers financing with 0% APR on orders approved up to £1,200, ensuring you pay strictly the purchase price of your laptop with no added interest, late fee surprises, or hidden charges.

Applying is simple and transparent. TrustPay requires no credit check, meaning you can set up your instalment plan without leaving a mark on your credit score. You receive a clear, straightforward breakdown of your scheduled payments before you confirm, making budgeting simple and fully predictable. We support responsible lending so you remain fully in control of your spending.

HP OmniBook 5 16in Qualcomm Snapdragon X 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

How do instalments work with TrustPay?

When you choose TrustPay at checkout, the total cost of your HP OmniBook 5 is divided into equal, scheduled payments. TrustPay offers 0% APR for approvals up to £1,200, so you never pay any interest charges.

Will checking eligibility or ordering affect my credit score?

No. TrustPay performs no credit check, allowing you to spread the cost of your laptop without leaving a footprint on your personal credit file.

What are the core specifications of this HP OmniBook 5?

This configuration features a 16-inch display, an advanced Qualcomm Snapdragon X processor, 16GB of system RAM for smooth multitasking, and 256GB of fast SSD storage.

Apply for a TrustPay account — instant decision, no credit check