Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly for the HP OmniBook 5 16in Laptop

Upgrade to next-generation AI computing today without the upfront expense. Spread the cost of the HP OmniBook 5 16in Snapdragon laptop with manageable, budget-friendly monthly payments.

The HP OmniBook 5 16in brings cutting-edge computing to your everyday workflow, powered by the ground-breaking Qualcomm Snapdragon X processor. Designed for modern multitasking and seamless AI capabilities, it features a crisp 16-inch display, 16GB of fast RAM for effortless app-switching, and a responsive 256GB solid-state drive. Thanks to the ultra-efficient ARM architecture, you will enjoy all-day battery life and whisper-quiet operation, making it an ideal choice for remote work, creative tasks, and streaming on the go.

Investing in high-performance technology should not mean draining your savings. Opting to pay monthly allows you to take delivery of this premium laptop immediately while keeping your finances firmly under control. By splitting the total cost into predictable, structured instalments, you can easily balance your monthly budget and enjoy the speed and productivity of a top-tier machine without delay.

We make spreading the cost simple and transparent through TrustPay. With TrustPay, eligible UK shoppers can access finance up to £1,200 with 0% APR, meaning you will never pay a penny in interest charges over your agreed schedule. Crucially, applications require no credit check, ensuring that setting up your payment plan leaves zero footprint on your credit file. It is straightforward, reliable financing created to make quality technology accessible.

HP OmniBook 5 16in Qualcomm Snapdragon X 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 on finance with no credit check?

Yes. When choosing TrustPay at checkout, there is no credit check required to set up your payment schedule, allowing you to spread the cost without affecting your credit rating.

Is the pay monthly plan for the HP OmniBook 5 interest-free?

Yes. Financing through TrustPay is completely interest-free with 0% APR, meaning you only ever repay the original price of the laptop across your agreed instalments.

What is the maximum spending limit with TrustPay?

TrustPay offers approvals up to £1,200, which comfortably covers the price of the HP OmniBook 5 16in Snapdragon laptop with room for optional accessories.

Apply for a TrustPay account — instant decision, no credit check