Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Victus 15 Gaming Laptop on Buy Now Pay Later

Upgrade your gaming setup today with the powerful HP Victus 15-fb3102na, without the need to pay the entire balance upfront. Spread your costs comfortably and responsibly with flexible buy now pay later finance powered by TrustPay.

The HP Victus 15-fb3102na is engineered to deliver smooth, responsive gaming and multitasking. Powered by a high-performance AMD Ryzen 7 processor alongside 12GB of RAM, this 15-inch machine effortlessly handles modern PC titles, streaming, and daily productivity. Paired with a dedicated NVIDIA GeForce RTX 3050 graphics card, you will enjoy rich visuals, ray-tracing support, and reliable frame rates. The onboard 512GB solid-state drive ensures rapid boot times and ample space for your game library.

We believe getting the technology you need should be simple and accessible. That is why we offer TrustPay at checkout, giving you the freedom to secure this high-spec gaming laptop immediately while dividing the total cost into predictable, manageable instalments. With TrustPay, eligible UK customers can be approved for credit up to £1,200 with 0% APR and no credit check, helping you budget clearly without worrying about unexpected interest charges.

Responsible borrowing is essential, and our finance options are designed with transparency at their core. With 0% APR through TrustPay, the cash price remains the total amount you pay across your payment schedule. Because no credit check is required, checking your eligibility will not leave a mark on your credit file. Before choosing any finance agreement, always ensure your regular repayments fit comfortably within your household budget.

HP Victus 15-fb3102na 15in R7 12GB 512GB RTX3050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3418.20 split into 12 payments of £284.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3418.20. 0% APR, no interest, no fees.

Can I get the HP Victus 15 on buy now pay later?

Yes. You can purchase the HP Victus 15-fb3102na gaming laptop using buy now pay later by selecting TrustPay at checkout, allowing you to split the cost across regular instalments.

What terms does TrustPay offer on this laptop?

TrustPay provides financing with 0% APR and no credit check required. Customers can be approved for spending limits of up to £1,200, making it an interest-free way to fund your gaming laptop.

Will applying for TrustPay affect my credit score?

No. TrustPay does not carry out a hard credit check to approve your purchase, so applying will not impact your credit file or score.

Apply for a TrustPay account — instant decision, no credit check