Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Victus 15-fb3104na Gaming Laptop – Available on 0% APR Finance

Level up your PC gaming performance without paying the full cost upfront. Get your hands on the powerful HP Victus 15-fb3104na today with convenient 0% APR finance options tailored for UK gamers.

The HP Victus 15-fb3104na is built to deliver smooth, reliable performance across today's most demanding titles. Powered by an AMD Ryzen 7 processor paired with 12GB of RAM and a dedicated NVIDIA GeForce RTX 4050 graphics card, this 15-inch gaming laptop provides rapid frame rates, ray-traced visuals, and efficient multitasking. The 512GB solid-state drive ensures rapid boot times and quick game installs, keeping you immersed without annoying bottlenecks.

Upgrading your gaming setup shouldn't mean draining your savings. That is why we offer accessible 0% APR finance options to help you split the purchase into manageable monthly payments. With zero per cent interest, you pay only the original retail price of the laptop—no extra fees, no interest charges, and no surprises over the term of your agreement.

Through our trusted payment partner, TrustPay, spreading the cost is simpler and more inclusive than ever. TrustPay offers 0% APR financing with no credit check required, and eligible customers can be approved for up to £1,200 instantly. This means you can secure your new RTX 4050 laptop immediately, regardless of your credit history, while knowing your repayments remain completely fixed and interest-free.

HP Victus 15-fb3104na 15in R7 12GB 512GB RTX4050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2338.20 split into 12 payments of £194.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2338.20. 0% APR, no interest, no fees.

Can I purchase the HP Victus 15 with 0% APR?

Yes. You can spread the cost of the HP Victus 15-fb3104na using 0% APR finance through TrustPay, meaning you pay zero interest over your agreed repayment term.

Does TrustPay carry out a credit check?

No. TrustPay requires no credit check to apply, and customers can be approved for purchases up to £1,200, making it quick and accessible without impacting your credit score.

Is the HP Victus 15-fb3104na capable of running modern AAA games?

Yes. Featuring an AMD Ryzen 7 processor, 12GB of memory, and NVIDIA's GeForce RTX 4050 GPU, it is fully equipped to run modern games smoothly at 1080p with high graphical settings.

Apply for a TrustPay account — instant decision, no credit check