Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Victus 15 Gaming Laptop on Flexible Monthly Instalments

Level up your gaming setup without the upfront hit to your bank balance by spreading the cost of the HP Victus 15-fb3104na. Enjoy high-performance AMD Ryzen 7 power and RTX 4050 graphics today with simple, manageable monthly instalments.

The HP Victus 15-fb3104na delivers serious portable power for gamers and creators alike. Equipped with an AMD Ryzen 7 processor and 12GB of RAM, this 15-inch laptop breezes through competitive multiplayer sessions and heavy multitasking. The dedicated NVIDIA GeForce RTX 4050 graphics card enables ray-traced visuals and AI-enhanced DLSS 3 frame rates, while the fast 512GB SSD ensures your favourite games load quickly with plenty of storage to spare.

Purchasing quality gaming hardware does not mean emptying your savings account in one go. Choosing to pay in instalments allows you to divide the full price into regular, predictable sums. By spreading the expense, you keep your monthly budget intact while gaining immediate access to modern gaming technology for work, study, and play.

We have partnered with TrustPay to make financing your HP Victus straightforward and accessible. TrustPay offers 0% APR financing with no credit check required, offering approval limits of up to £1,200 for eligible UK customers. That means you pay zero interest across your agreed instalment term, with absolutely no hidden fees or unexpected extras added to your total order cost.

HP Victus 15-fb3104na 15in R7 12GB 512GB RTX4050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2338.20 split into 12 payments of £194.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2338.20. 0% APR, no interest, no fees.

Can I buy the HP Victus 15-fb3104na on instalments?

Yes. You can split the full purchase price into equal monthly payments at checkout by selecting TrustPay as your payment provider.

Does TrustPay require a credit check?

No. TrustPay performs no credit checks, meaning your credit score will not be impacted when applying. Instant approval is available up to £1,200.

Will I pay interest on my instalments?

No. TrustPay offers 0% APR, meaning you only pay the retail price of the laptop divided across your plan, provided you keep up with scheduled payments.

Apply for a TrustPay account — instant decision, no credit check