Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Lenovo Legion 5 15.3" Gaming Laptop on Finance for Bad Credit

Looking to upgrade your gaming rig without your credit history getting in the way? Discover how you can take home the Lenovo Legion 5 15.3" RTX 5050 gaming laptop with flexible payment solutions designed for everyday gamers.

The Lenovo Legion 5 15.3" is built to deliver exceptional performance for modern gaming and heavy multitasking. Powered by the swift AMD Ryzen 7 processor, 16GB of DDR5 RAM, and a spacious 1TB SSD, load times are practically eliminated. Paired with NVIDIA's cutting-edge GeForce RTX 5050 graphics card, you can enjoy fluid frame rates, ray tracing, and DLSS technology on an immersive, high-refresh 15.3-inch display without compromise.

A low credit score or a thin credit file can often make purchasing premium gaming hardware through traditional retailers frustrating. Traditional lenders frequently reject applications based purely on automated credit scoring algorithms, overlooking your current ability to budget. We believe an imperfect financial past shouldn't permanently lock you out of owning the tech essentials and entertainment systems you need today.

To help you spread the cost responsibly, we support accessible checkout options including TrustPay. With TrustPay, eligible shoppers can get approved for up to £1,200 with 0% APR and no credit check required. This allows you to split the cost of your Lenovo Legion 5 into clear, predictable instalments, keeping your monthly outgoings structured without paying extra in compounding interest charges.

Lenovo Legion 5 15.3In R7 16GB 1TB RTX 5050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2968.20 split into 12 payments of £247.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2968.20. 0% APR, no interest, no fees.

Can I buy the Lenovo Legion 5 if I have bad credit?

Yes. By choosing alternative checkout methods like TrustPay, approval is not based on traditional credit file searches, making it accessible even if you have poor or limited credit history.

How does TrustPay finance work?

TrustPay lets you spread the cost of purchases up to £1,200 across manageable instalments at 0% APR. The service requires no credit check, meaning your credit score is completely unaffected when applying.

Are there any hidden charges or interest with TrustPay?

No. TrustPay provides 0% APR financing, meaning you only ever repay the agreed price of your laptop provided payments are made on schedule according to your plan.

Apply for a TrustPay account — instant decision, no credit check