Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 65 Inch OLED65C55LA 4K OLED TV Finance with Bad Credit

Upgrade your home entertainment with the flagship LG 65 Inch OLED65C55LA Smart 4K OLED TV, even if your credit score is not where you want it to be. Our accessible financing plans allow you to spread the cost comfortably without letting past credit challenges hold you back.

The LG OLED65C55LA offers an uncompromising viewing experience with self-lit pixels that deliver absolute blacks, infinite contrast, and brilliant 4K HDR colour. Powered by the advanced Alpha 9 AI processor, this 65-inch display optimizes picture and audio in real time for movies, live sports, and next-gen gaming. Integrated webOS provides effortless access to top streaming services, bringing home cinema right into your living room.

We understand that life happens, and past financial blips should not prevent you from enjoying quality home technology today. Traditional lenders frequently decline customers based on automated, outdated credit scores. We partner with modern finance providers who prioritize your current circumstances and day-to-day affordability, making bad credit finance straightforward and fair.

To help you spread payments easily, we offer flexible terms through TrustPay. With TrustPay, you can spread your balance with 0% APR and no credit check, with approval available for up to £1,200. This transparent payment option divides the cost into fixed, predictable instalments with no hidden interest charges, keeping your monthly household budget fully under control.

LG 65 Inch OLED65C55LA Smart 4K UHD HDR OLED TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I buy the LG OLED65C55LA if I have bad credit?

Yes. Our partner TrustPay assesses your current affordability rather than declining you purely based on historic credit bureau scores, giving customers with low credit a fair route to approval.

How does TrustPay finance work for this television?

TrustPay offers flexible instalment plans featuring 0% APR with no credit check required, granting approvals of up to £1,200 to help spread your TV purchase into simple, interest-free payments.

Will checking my eligibility lower my credit score?

No. TrustPay finance does not perform hard credit checks to establish your eligibility, meaning your credit score will remain completely unaffected during the application process.

Apply for a TrustPay account — instant decision, no credit check