Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 75 Inch 75QNED85B6B Mini LED 4K TV on Finance for Bad Credit

Upgrade your home entertainment with the LG 75 Inch 75QNED85B6B Smart 4K UHD HDR Mini LED AI TV, even if your credit score is less than perfect. Flexible payment plans help you bring home industry-leading display technology without paying the entire cost upfront.

The LG 75QNED85B6B represents a massive leap forward in home cinema visuals, combining Quantum Dot and NanoCell technology with precision Mini LED backlighting. Driven by the intelligent α7 Gen5 AI Processor 4K, this 75-inch screen automatically tunes brightness, contrast, and audio based on the content you watch. With support for Dolby Vision IQ, Dolby Atmos, and a smooth 120Hz refresh rate, it delivers an immersive cinema and gaming experience directly to your living room.

A past financial stumble shouldn't stand between you and quality home electronics. High-street retailers often rely solely on automated credit scoring systems that decline applications over minor historical defaults or thin credit files. We believe your current ability to manage payments matters far more than what happened years ago, which is why we connect shoppers with inclusive, alternative finance pathways.

To help you spread the cost easily, you can take advantage of TrustPay. TrustPay offers 0% APR finance with no credit check required, and eligible customers can be approved for up to £1,200. This enables you to divide your payments into clear, manageable instalments without accumulating interest charges, hidden application fees, or damaging your credit profile with hard searches.

LG 75 Inch 75QNED85B6B Smart 4K UHD HDR Mini LED AI TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I get finance on the LG 75QNED85B6B TV if I have bad credit?

Yes. Financing options such as TrustPay are designed to assist shoppers with low or adverse credit ratings, offering approval limits up to £1,200 based on affordability rather than traditional credit scores.

How does TrustPay work for buying this TV?

TrustPay allows you to spread the cost with 0% APR and no credit check. Approved customers receive up to £1,200 in credit to pay off in fixed, interest-free instalments, with no surprise interest or hidden fees.

Will checking my eligibility impact my credit score?

No. TrustPay does not run a credit check during the application, so applying will not leave a footprint on your credit file or lower your credit rating.

Apply for a TrustPay account — instant decision, no credit check