Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 85 Inch 85QNED70B6A Smart 4K Mini LED TV on Finance

Upgrade your living room with the stunning LG 85-inch 85QNED70B6A Mini LED AI TV, even if past credit issues are holding you back. With TrustPay, you can spread the cost smoothly with 0% APR and no credit checks on balances up to £1,200.

The LG 85QNED70B6A delivers a true cinema experience straight to your sofa. Combining advanced Quantum Dot and NanoCell technologies with Mini LED backlighting, this colossal 85-inch display produces incredible brightness, deeper blacks, and ultra-sharp 4K HDR contrast. Powered by LG's intelligent α5 AI Processor 4K Gen7, the screen automatically fine-tunes picture and sound to match your room. Whether you are watching Premier League action, streaming the latest box sets via webOS, or gaming, every scene looks crisp, vibrant, and effortlessly fluid.

Investing in a flagship 85-inch screen typically requires a substantial upfront payment, and traditional retail finance often penalises shoppers who have a low credit score, CCJs, or a thin credit file. A past financial hiccup should not stop you from enjoying modern home entertainment. Many UK households are unfairly turned away by automated lending algorithms, leaving them unable to access flexible payment options when upgrading essential home tech.

That is where TrustPay makes the difference. Designed to keep financing fair, simple, and transparent, TrustPay provides credit approval up to £1,200 with absolutely no credit checks required. Best of all, it comes with 0% APR, meaning you pay zero interest and zero surprise fees across your scheduled instalments. You simply pay the balance in predictable, bite-sized amounts that match your household budget, keeping your finances under total control.

LG 85 Inch 85QNED70B6A Smart 4K UHD HDR Mini LED AI TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I get the LG 85QNED70B6A TV if I have a bad credit rating?

Yes. Our payment partner TrustPay does not perform credit checks, allowing you to access financing up to £1,200 regardless of previous credit issues or low credit scores.

How does TrustPay work and will I be charged interest?

TrustPay offers 0% APR on balances up to £1,200. You pay back the amount in fixed, manageable instalments with no hidden interest charges or administrative fees added.

What happens if the 85-inch LG TV costs more than £1,200?

Any amount over the £1,200 TrustPay credit limit can simply be covered with a standard debit card deposit at checkout, letting you finance the remaining £1,200 interest-free.

Apply for a TrustPay account — instant decision, no credit check