Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 86" 4K QNED Smart TV (86QNED85A6C) on 0% APR Finance

Bring the cinema experience home with the monumental LG 86" QNED85A6C 4K Ultra HD Smart TV. Upgrade your living space today with flexible, interest-free payment options designed to suit your monthly budget.

The LG 86QNED85A6C combines advanced Quantum Dot and NanoCell technologies to produce striking colour accuracy and deep contrast across an expansive 86-inch display. Driven by LG's intelligent α8 AI Processor 4K, this smart television automatically refines sound and visuals for sports, gaming, and blockbuster films. With high refresh rates and vibrant HDR support, it delivers a theatre-grade viewing experience straight to your home.

Investing in a flagship television does not mean depleting your savings upfront. By choosing 0% APR finance, you can spread the total cost across predictable, equal monthly instalments without paying a single penny in interest. The price you see is the price you pay, providing total financial transparency from the moment you place your order to your final payment.

To help make payment effortless, we partner with TrustPay at checkout. With TrustPay, you can access 0% APR financing on purchases up to £1,200 with no credit checks required, keeping your credit profile completely untouched. The digital application takes only moments, providing an immediate decision so you can secure your new 86-inch LG screen without unnecessary delays or paperwork.

LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV - 86QNED85A6C

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

How does 0% APR finance work on this LG TV?

With 0% APR, the total cost of the LG 86QNED85A6C is split into equal payments over an agreed period. You pay zero interest and no extra fees, meaning you only ever pay the retail price of the TV.

Can I pay using TrustPay?

Yes. TrustPay offers 0% APR finance approval for up to £1,200 with no credit check. If the TV price exceeds £1,200, the remaining balance can be covered via a standard card payment at checkout.

Will checking my eligibility for TrustPay impact my credit file?

No. TrustPay assesses your application without conducting hard credit checks, ensuring your credit score remains unaffected.

Apply for a TrustPay account — instant decision, no credit check