Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 86" 86QNED85A6C 4K QNED TV on Finance for Bad Credit

Upgrade your living room to a true cinematic experience with the LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV, even if a less-than-perfect credit score has held you back before.

The flagship LG 86QNED85A6C combines Quantum Dot and NanoCell colour technologies to deliver breathtaking 4K picture quality, rich contrast, and deep black levels. Powered by LG's intelligent processor, this mammoth 86-inch display enhances every scene automatically, making sports, movies, and gaming look ultra-crisp. With high dynamic range (HDR), built-in webOS for effortless streaming across Netflix, Prime Video, and BBC iPlayer, and smooth motion clarity, it represents the very best of modern home entertainment.

A poor credit history shouldn't stop you from owning reliable, premium technology. Traditional high-street lenders often reject applications based purely on past automated scores, but we believe in practical, accessible solutions. We offer flexible payment plans designed to fit your monthly budget, helping you secure the tech you need without facing unfair financial barriers or hidden penalties.

To make budgeting simple and transparent, you can spread the cost using TrustPay. With TrustPay, you benefit from 0% APR, meaning you will never pay a penny in interest on your purchase. There are no credit checks involved, eliminating the worry of hard footprint marks on your credit profile. Eligible UK customers can be approved for up to £1,200, allowing you to split the cost into predictable, manageable instalments that suit your income schedule.

LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV - 86QNED85A6C

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I buy the LG 86" QNED TV if I have bad credit?

Yes. Our flexible payment solutions are tailored for customers with varied credit backgrounds, including those who have been declined by traditional lenders in the past.

How does TrustPay work for this TV purchase?

TrustPay allows you to spread the cost at 0% APR with no credit checks, offering approval limits up to £1,200. Any balance beyond your approved credit limit can be paid upfront upon checkout.

Will applying affect my credit score?

No. TrustPay does not perform a hard credit search, so applying will not leave a footprint or damage your existing credit rating.

Apply for a TrustPay account — instant decision, no credit check