Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 86" 4K Ultra HD QNED Smart TV – Buy Now Pay Later

Transform your living room into a private cinema with the stunning LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV (86QNED85A6C). Spread the cost affordably today with flexible buy now pay later options designed to suit your monthly budget.

Experience breathtaking visual scale and pinpoint clarity with the LG 86QNED85A6C. Combining cutting-edge Quantum Dot and NanoCell technologies, this monumental 86-inch 4K screen delivers richer colours, deeper blacks, and striking HDR contrast. Powered by LG's intelligent processing and the intuitive webOS platform, you can effortlessly stream all your favourite UK entertainment apps, from BBC iPlayer and Netflix to Disney+, in crystal-clear Ultra HD resolution.

Upgrading to premier home entertainment does not have to mean a large upfront expense. With our flexible buy now pay later service powered by TrustPay, you can spread the cost of your brand-new LG television into manageable instalments. TrustPay offers 0% APR interest-free finance, meaning you never pay a penny extra in interest, and provides instant approval limits up to £1,200 with absolutely no credit checks required.

We believe in responsible, transparent lending that puts you in control. Financing via TrustPay is straightforward: there are no surprise fees or complex interest calculations. Before applying, always consider your personal circumstances to make sure planned repayments are fully affordable throughout the agreement term, keeping your household finances secure and predictable.

LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV - 86QNED85A6C

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I purchase the LG 86QNED85A6C with no credit check?

Yes. When choosing TrustPay at checkout, you can access buy now pay later approval up to £1,200 with no credit check required, helping you secure your TV without impacting your credit score.

Will I pay interest on my TrustPay instalments?

No. TrustPay provides 0% APR financing, ensuring your repayments are completely interest-free. You only repay the exact agreed purchase price across your chosen schedule.

How does payment work if the TV costs more than £1,200?

If your total basket exceeds the £1,200 TrustPay limit, you can simply pay the remaining balance as an upfront deposit using a standard debit or credit card, and finance the rest interest-free.

Apply for a TrustPay account — instant decision, no credit check