Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Spread the Cost of the LG 86" 4K QNED HDR Smart TV (86QNED85A6C)

Upgrade your living room with the breathtaking LG 86" QNED85A6C 4K Ultra HD Smart TV without paying the full balance upfront. Enjoy cinematic entertainment today and split the cost into simple, affordable instalments.

The LG 86QNED85A6C brings real cinema scale right into your home. Combining Quantum Dot and NanoCell colour technology with powerful MiniLED backlighting, this expansive 86-inch display delivers vivid, accurate colours and intense contrast. Powered by LG's intelligent α7 AI Processor 4K, picture and audio are automatically enhanced in real time to match what you are watching. Built-in webOS gives you instant access to all your favourite streaming platforms, including Netflix, Prime Video, and Disney+, alongside high-speed connectivity for next-gen gaming consoles.

A flagship 86-inch television is a major household addition, but financing it does not have to be difficult. We offer clear, straightforward instalment plans designed to help you balance your monthly budget. Through our partner TrustPay, you can spread your payments with 0% APR, meaning you will never be charged interest on your order. TrustPay offers approval up to £1,200 with no credit checks required, giving you a fast, reliable, and accessible way to finance your new entertainment setup.

Paying in instalments gives you the freedom to divide your purchase into regular, predictable amounts rather than draining your savings in a single transaction. At checkout, simply choose TrustPay, review your clear payment schedule, and confirm your order in a few simple steps. As with all credit arrangements, please ensure instalments are affordable for you before buying. Borrowing beyond your means or missing scheduled repayments can lead to late fees and may impact your future ability to obtain credit.

LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV - 86QNED85A6C

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I buy the LG 86" QNED TV in instalments without a credit check?

Yes. Choosing TrustPay at checkout allows you to split the cost without a credit check, with instant approval limits available up to £1,200 for eligible UK shoppers.

Is there any interest to pay when using TrustPay instalments?

No. TrustPay features 0% APR, so you only pay the exact purchase price of your LG television divided across your agreed payment schedule, with zero added interest.

What happens if the TV price exceeds the £1,200 TrustPay limit?

If your order total exceeds £1,200, you can pay the remaining balance using your standard debit or credit card at checkout while spreading the approved amount through TrustPay.

Apply for a TrustPay account — instant decision, no credit check