Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG 86" 4K Ultra HD QNED Smart TV (86QNED85A6C) – Pay Monthly

Upgrade your home cinema with the monumental LG 86-inch 4K Ultra HD QNED Smart TV without paying everything upfront. Enjoy flexible, transparent pay monthly plans designed to suit your household budget.

Experience breathtaking scale and clarity with the LG 86QNED85A6C. Combining Quantum Dot and NanoCell technology, this colossal 86-inch display delivers vibrant colour reproduction, deep contrast, and remarkable 4K Ultra HD sharpness. Powered by LG's intelligent α8 AI Processor with advanced HDR support, every film, match, and console game is optimised in real time for crisp visuals and room-filling sound via the intuitive webOS smart platform.

A flagship television should elevate your home without placing unnecessary pressure on your finances. By spreading the purchase into predictable monthly instalments, you can bring home premium audiovisual technology today while keeping your cash flow balanced. Pay monthly finance lets you plan ahead effortlessly, giving you full visibility over what you pay each month with no unexpected surprises.

To help you spread the cost easily, we offer TrustPay at checkout. With TrustPay, you can get approved for up to £1,200 with 0% APR and absolutely no credit check. Because there are no credit checks involved, applying will not leave a footprint on your credit file, providing an accessible, interest-free route to securing the UK's top home entertainment gear.

LG 85A6C 86" 4K Ultra HD QNED HDR Smart TV - 86QNED85A6C

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

How does the pay monthly option work for the LG 86QNED85A6C?

Simply select a finance option such as TrustPay at checkout. You can spread the cost over fixed instalments, with 0% APR and approval up to £1,200, making premium home entertainment affordable and predictable.

Will using TrustPay impact my credit score?

No. TrustPay does not perform a credit check, meaning you can apply and spread the cost up to £1,200 without any impact on your credit profile.

Can I pay off my remaining balance early?

Yes. You have the flexibility to repay your balance early at any time without facing hidden fees or early settlement penalties.

Apply for a TrustPay account — instant decision, no credit check