Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG C54LA 55" 4K OLED TV Finance with Bad Credit Options

A poor credit history shouldn't stop you from upgrading your home entertainment. Discover how you can bring home the LG C54LA 55" 4K OLED TV with accessible, manageable payment options tailored for those with less-than-perfect credit.

The LG C54LA (OLED55C54LA) represents the gold standard in modern television, combining self-lit OLED pixels for infinite contrast with cutting-edge 4K HDR picture quality. Powered by the intelligent webOS platform and the new AI Concierge, this TV learns your household's viewing habits to provide tailored recommendations, seamless voice control, and immersive gaming performance. It is a premium piece of technology designed to deliver cinematic visuals straight to your living room.

If you have experienced credit problems such as missed payments, CCJs, or a low credit score, traditional high street electrical retailers may decline your application. Traditional lenders often rely purely on rigid automated scoring systems that do not reflect your current financial circumstances. We believe everyone deserves a clear path to high-end home entertainment, which is why we offer flexible shopping solutions designed specifically for customers rebuilding their credit profile.

Through our partnership with TrustPay, spreading the cost of your brand-new television is simpler and more affordable than ever. TrustPay allows eligible customers to access approved financing up to £1,200 with 0% APR and absolutely no credit check. This means you can secure the LG OLED55C54LA and divide the purchase price into predictable, interest-free instalments without paying extra charges or fees over the agreement term.

LG C54LA 55" 4K HDR Smart webOS TV with AI Concierge - OLED55C54LA

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I get the LG C54LA 55" OLED TV if I have bad credit?

Yes. We offer alternative payment solutions like TrustPay that look beyond traditional credit scores, helping people with poor credit histories get approved.

How does TrustPay work on this purchase?

TrustPay provides up to £1,200 in approved financing at 0% APR with no credit check. You simply spread your payments across equal, interest-free instalments. Subject to eligibility and affordability.

Will checking my eligibility with TrustPay damage my credit score?

No. Because TrustPay does not perform a hard credit check to approve your financing up to £1,200, applying will have no impact on your credit file.

Apply for a TrustPay account — instant decision, no credit check