Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

LG C54LA 55" 4K OLED Smart TV – Spread the Cost with No Credit Check

Upgrade your home cinema today with the premium LG C54LA 55" 4K HDR Smart OLED TV without worrying about credit scoring. Spread the cost into manageable payments designed to keep market-leading entertainment accessible.

The LG OLED55C54LA delivers an exceptional entertainment experience powered by self-lit OLED pixels for perfect blacks and infinite contrast. Featuring crisp 4K HDR visuals and LG's intuitive webOS, navigation is fast and effortless. The built-in AI Concierge learns your viewing habits to offer tailored entertainment suggestions, while advanced processing delivers smooth, immersive picture quality whether you are streaming the latest boxset or playing next-generation console games.

A past blip on your credit file or a lack of credit history should not stop you from enjoying state-of-the-art tech. Traditional retail finance often relies on rigid automated scoring that turns away reliable shoppers. Our no-credit-check financing path focuses on everyday affordability rather than historical credit bureau scores, giving you a straightforward way to bring home this flagship 55-inch display.

Through TrustPay, you can buy the LG C54LA with complete transparency and zero fuss. TrustPay offers 0% APR representative financing with no credit check required, approving shoppers up to £1,200. Because there is no interest added, the cash price is simply divided into clear, predictable repayments. It offers a practical alternative to high-cost credit cards, ensuring you know exactly what you pay each month with no surprise charges.

LG C54LA 55" 4K HDR Smart webOS TV with AI Concierge - OLED55C54LA

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Will applying for the LG C54LA OLED TV impact my credit score?

No. When you choose TrustPay at checkout, there is no credit check performed, so your credit file remains completely unaffected.

How does TrustPay work for this TV purchase?

TrustPay allows you to spread the cost at 0% APR with approvals up to £1,200. You pay back the balance in fixed, interest-free instalments over time.

What makes the LG C54LA AI Concierge useful?

The webOS AI Concierge provides voice-driven, personalised content recommendations, smart device control, and quick troubleshooting based on your viewing history.

Apply for a TrustPay account — instant decision, no credit check