Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly for the LG C54LA 55" 4K OLED Smart TV

Upgrade your home viewing experience today with the LG C54LA 55" 4K HDR Smart webOS TV (OLED55C54LA) without the immediate lump-sum expense. Choose manageable pay monthly options designed to keep premium entertainment comfortably within your budget.

The LG C54LA 55-inch OLED TV delivers unmatched visual fidelity, boasting self-lit pixels that achieve perfect black levels, vibrant colour volume, and incredible HDR depth. Powered by LG's latest intelligent processing alongside the intuitive webOS platform, browsing your favourite streaming apps is instantaneous. With the built-in AI Concierge, the TV actively learns your viewing habits to suggest content tailored precisely to your tastes, making every movie night or gaming session effortlessly personalised.

Purchasing flagship television technology outright can place an unnecessary strain on your household finances. Choosing to pay monthly allows you to enjoy cutting-edge home cinema immediately while distributing payments into predictable, manageable instalments. This flexible approach helps you balance everyday living costs responsibly without compromising on the quality of your home entertainment setup.

To make spreading the cost transparent and accessible, we offer TrustPay at checkout. With TrustPay, you can split your purchase with 0% APR, meaning you pay zero interest over the duration of your plan. There is no hard credit check required to apply, and eligible customers can be approved for credit limits up to £1,200. The application process takes just minutes online, giving you an immediate decision with no impact on your credit file.

LG C54LA 55" 4K HDR Smart webOS TV with AI Concierge - OLED55C54LA

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I get the LG C54LA 55" TV on finance with no credit check?

Yes. When you choose TrustPay at checkout, your application is processed with no hard credit check, offering finance approvals up to £1,200 subject to simple identity and debit verification.

Does TrustPay charge interest on the monthly payments?

No. TrustPay provides 0% APR financing, so you will only ever pay the total cash price of the TV split into agreed monthly instalments, with zero added interest.

What makes the LG OLED55C54LA AI Concierge useful?

The AI Concierge uses intelligent voice recognition and viewing history to recommend relevant TV shows, movies, and settings, removing the hassle of searching through endless menus.

Apply for a TrustPay account — instant decision, no credit check