Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Medion ERAZER Defender 17in Gaming Laptop – Bad Credit Finance

Looking for top-tier PC gaming performance without an upfront price barrier or strict credit demands? The Medion ERAZER Defender 17in combines cutting-edge specifications with accessible finance designed around your current financial situation.

The Medion ERAZER Defender 17in is built to handle the most demanding modern titles without compromise. Powered by an elite Intel Core i9 processor, 16GB of high-speed RAM, and a rapid 1TB solid-state drive, it delivers instant load times and fluid multitasking. Anchored by the NVIDIA GeForce RTX 5070 graphics card, this machine produces high frame rates, realistic ray-traced lighting, and smooth visuals across a spacious, immersive 17-inch display.

A past credit setback or an incomplete credit history shouldn't stop you from owning reliable, modern technology. High street finance providers often rely on automated algorithms that instantly decline customers with low credit scores, defaults, or past CCJs. We take a different, more sensible path by prioritizing present-day affordability over historical credit issues, opening up premium tech to everyday UK players.

Through our financing partner, TrustPay, buying your next gaming rig is clear and transparent. TrustPay provides finance options with 0% APR, no credit check required, and approvals for up to £1,200. You can split payments into manageable scheduled instalments without worrying about unexpected interest charges or credit file damage. If the laptop cost exceeds £1,200, simply pay the difference as an upfront deposit.

Medion ERAZER Defender 17In I9 16GB 1TB RTX 5070 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3418.20 split into 12 payments of £284.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3418.20. 0% APR, no interest, no fees.

Can I get approved for the Medion ERAZER Defender with bad credit?

Yes. Our partner TrustPay does not perform traditional hard credit searches. As long as you meet the standard eligibility criteria and can afford the payments, you can receive approval for up to £1,200 at 0% APR.

What happens if the laptop costs more than £1,200?

If the price of the Medion ERAZER Defender is higher than the £1,200 TrustPay limit, you simply pay the remaining balance as a direct deposit at checkout, while financing the rest interest-free.

Will using TrustPay leave a mark on my credit record?

No. TrustPay does not run traditional credit checks during the application process, meaning applying will not harm your credit profile or lower your credit score.

Apply for a TrustPay account — instant decision, no credit check