Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

MSI Cyborg 15 i5 RTX 4050 Gaming Laptop with 0% APR via TrustPay

Experience next-level gaming without breaking the bank. The MSI Cyborg 15 combines powerful performance with affordable, flexible payment options.

Dive into the world of immersive gaming with the MSI Cyborg 15 15in i5 16GB 512GB RTX4050 Gaming Laptop. Engineered for those who demand performance and style, this machine is your gateway to stunning visuals and fluid gameplay. Powered by an Intel Core i5 processor and NVIDIA's RTX 4050 graphics card, you'll enjoy smooth frame rates and realistic graphics across your favourite titles. With 16GB of RAM for seamless multitasking and a rapid 512GB SSD for quick load times, the Cyborg 15 is built to keep pace with intense gaming sessions and demanding creative tasks alike.

The 15-inch display brings your games to life with crisp details and vibrant colours, ensuring every explosion, landscape, and character model looks its best. Its sleek, futuristic design not only stands out but also incorporates efficient cooling to maintain peak performance during extended play. Whether you're a casual gamer or a competitive enthusiast, the MSI Cyborg 15 provides the reliability and power you need to dominate the virtual battlefield or power through your daily computing needs with ease.

We understand that investing in a high-performance gaming laptop is a significant decision. That's why we're proud to offer a smarter way to buy with TrustPay. TrustPay provides a straightforward 0% APR financing option, meaning you pay no interest on your purchase. This allows you to spread the cost of your new MSI Cyborg 15 without any additional financial burden. Importantly, TrustPay does not require a credit check, making it an accessible solution for many customers.

MSI Cyborg 15 15in i5 16GB 512GB RTX4050 Gaming Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1762.20 split into 12 payments of £146.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1762.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay is a payment solution offering 0% APR financing, allowing you to spread the cost of your purchase over time without incurring any interest. You can be approved for up to £1,200, and it does not require a traditional credit check.

Is the MSI Cyborg 15 suitable for competitive gaming?

Yes, with its Intel Core i5 processor, NVIDIA RTX 4050 graphics, and 16GB RAM, the MSI Cyborg 15 delivers strong performance for many competitive games at smooth frame rates and good visual quality.

What are the key specifications of this MSI Cyborg 15 model?

This model features a 15-inch display, an Intel Core i5 processor, 16GB of RAM, a 512GB SSD for storage, and an NVIDIA GeForce RTX 4050 graphics card.

Apply for a TrustPay account — instant decision, no credit check