Looking for a reliable laptop like the MSI Modern 14 but concerned about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from getting the technology you need.
The MSI Modern 14 14-inch laptop, featuring an AMD Ryzen 5 processor, 8GB of RAM, and a speedy 512GB SSD, is an excellent choice for students, professionals, and anyone needing a lightweight, powerful, and stylish device. Its sleek black design and impressive performance make it ideal for everyday tasks, productivity, and even light creative work. Whether you're browsing, working on documents, streaming content, or connecting with friends and family, the Modern 14 delivers a smooth and responsive experience. We believe everyone deserves access to quality electronics, which is why we've partnered with a payment solution designed to help.
For many, purchasing a new laptop can be a significant investment, and traditional credit checks can be a barrier. That's where TrustPay comes in. We've partnered with TrustPay to offer a straightforward and accessible way to finance your new MSI Modern 14. TrustPay provides a 0% APR payment plan, meaning you won't pay any interest on your purchase. This makes managing your budget much easier, allowing you to spread the cost without additional fees impacting the total price you pay. It’s a transparent way to own the tech you want without financial surprises.
One of the most significant advantages of TrustPay is that there are no credit checks. We understand that life happens, and a 'bad credit' history shouldn't automatically disqualify you from essential purchases. TrustPay focuses on your ability to repay now, not past financial mistakes. This innovative approach removes the stress and uncertainty often associated with applying for credit, making the process much simpler and more inclusive. You could be approved for up to £1,200, which is typically more than enough to cover the cost of the MSI Modern 14, allowing you to get your new laptop sooner rather than later.

Every TrustPay plan is 12 equal payments. You choose how often they come out:
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £1270.20 split into 12 payments of £105.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1270.20. 0% APR, no interest, no fees.
TrustPay is a payment solution that allows you to spread the cost of your purchases with 0% APR. It's designed to be accessible, offering approvals up to £1,200 with no credit checks, making it suitable for customers who may have 'bad credit' or prefer not to use traditional financing.
Yes, absolutely. TrustPay does not perform credit checks, so your credit history will not affect your application for financing the MSI Modern 14. Approval is based on other factors, making it a great option for those with bad credit.
TrustPay offers approvals for up to £1,200. This amount is typically sufficient to cover the full cost of the MSI Modern 14 14in R5 8GB 512GB Laptop - Black, allowing you to complete your purchase without needing additional financing.
Apply for a TrustPay account — instant decision, no credit check