Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Ricoh GR IIIx HDF 24.24MP Compact Digital Camera - Black

Capture stunning, high-quality images with the powerful Ricoh GR IIIx HDF compact digital camera. Now available with flexible 0% APR finance options, making it easier than ever to own this exceptional camera.

The Ricoh GR IIIx HDF in black is a premium compact digital camera designed for discerning photographers who demand both exceptional image quality and portability. Featuring a 24.24MP APS-C CMOS sensor, it delivers incredibly detailed, high-resolution photographs with beautiful colour reproduction and impressive low-light performance. What truly sets the GR IIIx HDF apart is its newly integrated Highlight Diffusion Filter (HDF), which offers a unique creative effect, softening highlights and producing a dreamlike, film-like aesthetic directly in-camera. Perfect for street photography, portraits, and landscapes where a distinctive look is desired, the GR IIIx HDF empowers you to express your vision with unparalleled artistry.

Engineered for speed and precision, the camera's fixed 26.1mm (40mm equivalent) GR lens is renowned for its sharpness and clarity, allowing you to compose and capture moments with confidence. Its fast autofocus system ensures you won't miss a shot, while the intuitive controls and robust build quality make it a joy to use in any situation. The compact, lightweight design means it can easily slip into a pocket, making it the ideal companion for everyday photography, travel, or any adventure where you want professional-grade imaging without the bulk of a larger system. Experience photographic freedom with the Ricoh GR IIIx HDF.

We understand that investing in high-quality camera equipment is a significant decision. That's why we're delighted to offer flexible payment solutions to help you get your hands on the Ricoh GR IIIx HDF sooner. Our exclusive TrustPay option allows you to spread the cost with 0% APR finance, meaning you only pay back the camera's price, with no hidden interest or extra charges. This straightforward payment plan is designed for your convenience and peace of mind.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1979.98 split into 12 payments of £165.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1979.98. 0% APR, no interest, no fees.

What is the key new feature of the Ricoh GR IIIx HDF?

The Ricoh GR IIIx HDF includes a built-in Highlight Diffusion Filter (HDF) which can be switched on or off. This filter softens highlights and produces a distinctive, film-like effect in your images.

How does TrustPay finance work?

TrustPay allows you to pay for your Ricoh GR IIIx HDF with 0% APR finance. This means you pay no interest, only the camera's price, spread over manageable instalments. There are no credit checks, and you can be approved for up to £1,200.

Is the Ricoh GR IIIx HDF suitable for beginners?

While offering advanced features for professionals, its intuitive controls and compact size make it approachable for enthusiastic beginners looking to improve their photography skills and invest in a high-quality camera. The fixed lens encourages creative composition.

Apply for a TrustPay account — instant decision, no credit check