Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

TCL RM7L 75" 4K RGB-Mini LED TV with Bad Credit Finance

Upgrade your home entertainment with the impressive TCL RM7L 75" 4K Ultra HD RGB-Mini LED TV, even if you have a poor credit history. We offer practical finance options designed to help you spread the cost easily and responsibly.

The TCL-75RM7LUK delivers breath-taking visual performance, blending cutting-edge RGB-Mini LED backlighting with sharp 4K Ultra HD resolution for deep contrast, rich colours, and smooth motion. Investing in a flagship 75-inch television often comes with a significant upfront price tag, which can be challenging if traditional high-street lenders have turned you down due to past credit issues. Fortunately, bad credit does not have to prevent you from enjoying premium home cinema technology.

To help you get the tech you want without financial strain, we partner with modern payment providers including TrustPay. With TrustPay, eligible shoppers can access credit limits up to £1,200 at 0% APR, completely free from traditional hard credit checks. This setup allows you to divide the cost of your 75RM7LUK into manageable, predictable instalments without leaving a negative footprint on your credit file.

Transparency is central to our checkout process. When you select flexible payment plans like TrustPay, you receive clear repayment terms with zero hidden fees or compounding interest rates. You can budget with confidence, knowing exactly what is due each month while enjoying the immersive scale and high-dynamic-range visuals of the TCL RM7L series in your living room.

RM7L 75" 4K Ultra HD RGB-Mini LED TV - 75RM7LUK | TCL-75RM7LUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I get the TCL RM7L 75" TV on finance with bad credit?

Yes. We offer alternative payment options such as TrustPay, which features 0% APR and no credit check for approved credit limits up to £1,200, making it accessible if you have poor credit.

Does applying with TrustPay hurt my credit score?

No. TrustPay does not run a hard credit check during your application, meaning your credit score will remain unaffected when you set up your payment plan.

Are there any hidden interest charges on the 75RM7LUK?

No. TrustPay provides 0% APR financing, meaning you only repay the agreed purchase price split across your regular instalment schedule with no added interest.

Apply for a TrustPay account — instant decision, no credit check