Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Spread the Cost of Sample Product Title in Easy Instalments

Looking to upgrade to the Sample Product Title without paying the full balance today? Spread the cost into manageable, interest-free instalments designed to keep your household budget firmly on track.

Investing in quality products should not mean stretching your finances thin. When you choose to purchase your Sample Product Title through flexible instalments, you get the freedom to enjoy your item straight away while dividing the total purchase price into smaller, regular payments. This transparent approach to checkout helps you plan your monthly spending without compromise or delay.

We have partnered with TrustPay to provide a clear, fair way to finance your order. With TrustPay, you can divide the cost of your Sample Product Title over time at 0% APR, meaning you will never be charged interest on your balance. Eligible shoppers can receive approval for basket totals of up to £1,200, making it simple to complete your purchase without paying everything upfront.

The application process is built around speed and simplicity. Traditional financing options often involve lengthy questionnaires and intrusive credit bureau reviews, but TrustPay requires no credit check. Simply add your Sample Product Title to the basket, select TrustPay at checkout, and enter a few basic details to receive an instant decision and view your schedule.

Sample Product Title

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2890.20 split into 12 payments of £240.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2890.20. 0% APR, no interest, no fees.

Can I purchase the Sample Product Title with 0% APR instalments?

Yes. When you choose TrustPay at checkout, your payments are split evenly at 0% APR. You will only ever pay the original purchase price of your Sample Product Title, with zero interest added.

Does TrustPay carry out a credit check when I apply?

No. TrustPay performs no credit check, meaning you can set up your instalment plan without affecting your credit file or score.

What is the maximum spending limit with TrustPay?

TrustPay offers approval limits of up to £1,200 for eligible UK customers, which covers the full purchase price of the Sample Product Title and any qualifying accessories.

Apply for a TrustPay account — instant decision, no credit check