Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Samsung 85 Inch UE85M70HAKXXU 4K Mini LED TV with Bad Credit Finance

Upgrade your living room with the breathtaking Samsung 85 Inch UE85M70HAKXXU Smart 4K UHD HDR Mini LED TV, even if your credit history isn't perfect. We believe a poor credit score shouldn't prevent you from enjoying premium home entertainment on terms you can comfortably manage.

The Samsung UE85M70HAKXXU offers an extraordinary viewing experience, powered by precision Mini LED backlighting and vibrant 4K UHD resolution. HDR enhances every scene with deep contrasts and striking brightness, whether you are streaming sports, gaming, or watching the latest blockbuster. Combined with Samsung's intuitive smart hub, you get instant access to all your favourite UK streaming apps housed in an ultra-slim, modern aesthetic.

Securing finance for flagship electronics can be frustrating when mainstream retailers rely strictly on automated credit scoring. Past credit issues, CCJs, or having a thin credit file often lead to immediate rejections from high-street lenders. Our financing partners look at where you are today rather than penalising you for historic credit problems, offering a more supportive and sensible route to buying the tech you want.

To help make this 85-inch television accessible, you can spread the cost using TrustPay. With TrustPay, eligible shoppers can be approved for up to £1,200 with 0% APR and absolutely no credit checks. This transparent payment option lets you divide the balance into predictable, interest-free instalments, keeping your monthly outgoings steady and free from hidden charges.

Samsung 85 Inch UE85M70HAKXXU Smart 4K UHD HDR Mini LED TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2878.20 split into 12 payments of £239.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2878.20. 0% APR, no interest, no fees.

Can I buy the Samsung 85-inch TV with bad credit?

Yes. Our flexible payment alternatives, including TrustPay, cater to customers with poor or limited credit histories without relying on traditional credit bureau scoring.

How does TrustPay work on this purchase?

TrustPay provides up to £1,200 in finance at 0% APR with no credit checks required. You can pay the remaining balance as an upfront deposit and spread the rest in fixed, interest-free instalments.

Will applying for TrustPay affect my credit rating?

No, TrustPay does not perform a hard credit search, so applying will not harm your credit file or leave a footprint for other lenders to see.

Apply for a TrustPay account — instant decision, no credit check