Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

SAMSUNG Galaxy S26 256GB Black - Buy Now, Pay Later with 0% APR TrustPay

Looking to upgrade to the stunning SAMSUNG Galaxy S26 256GB in sleek Black? Experience cutting-edge technology without the upfront cost thanks to our exclusive 0% APR payment option.

The SAMSUNG Galaxy S26 256GB in Black offers an exceptional smartphone experience, blending powerful performance with sophisticated design. Capture breathtaking photos and videos, enjoy lightning-fast processing, and immerse yourself in vibrant displays. With ample 256GB storage, you'll have plenty of space for all your apps, photos, and memories, making it the perfect companion for both work and play.

Understanding that a new flagship phone is a significant investment, we've partnered with TrustPay to make the SAMSUNG Galaxy S26 more accessible. TrustPay offers a transparent and fair way to spread the cost, allowing you to enjoy your new device immediately without financial strain. This payment solution is designed with your convenience in mind, ensuring a smooth and straightforward purchase process.

Our TrustPay option provides 0% APR, meaning you only pay for the phone itself – no hidden interest charges. A key benefit is that TrustPay involves no credit checks, making it an inclusive option for many customers. You can be approved for up to £1,200, covering the cost of your new SAMSUNG Galaxy S26 256GB Black. This approach aligns with our commitment to responsible lending, offering a clear and understandable payment plan that empowers you to manage your finances effectively.

SAMSUNG Galaxy S26 - 256 GB, Black

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1582.20 split into 12 payments of £131.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1582.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay is our 'buy now, pay later' solution that allows you to purchase your SAMSUNG Galaxy S26 with 0% APR. You spread the cost over a set period without incurring any interest, making your purchase more manageable.

Are there any credit checks with TrustPay?

No, TrustPay does not require a credit check. This makes it an accessible option for a wider range of customers who might otherwise find it difficult to get approval for financing.

What is the maximum approval limit for TrustPay?

TrustPay allows you to be approved for purchases up to £1,200, which is sufficient to cover the cost of your new SAMSUNG Galaxy S26 256GB Black.

Apply for a TrustPay account — instant decision, no credit check