Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Samsung Galaxy S26+ 256GB, Sky Blue – Get Yours with Bad Credit Today!

Dreaming of the new Samsung Galaxy S26+ in stunning Sky Blue but worried about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from owning the tech you need.

At [Your Company Name], we believe everyone deserves access to the latest technology. That’s why we’re delighted to offer flexible and inclusive payment options for the impressive Samsung Galaxy S26+ 256GB in Sky Blue, even if you have a bad credit score. This flagship device combines powerful performance, an incredible camera, and a vibrant display, all wrapped in a sleek, eye-catching design. Don't let past financial challenges hold you back from enjoying its cutting-edge features – from seamless multitasking to capturing stunning photos and videos, the S26+ is ready to enhance your digital life.

We understand that finding finance with bad credit can be stressful, which is why we've partnered with solutions designed to be fair and transparent. Our commitment is to provide clear, helpful information about all available options, ensuring you make an informed decision. For many, TrustPay offers a fantastic route to ownership. With TrustPay, you can benefit from 0% APR, meaning you only pay back the price of your phone – no extra interest charges. Crucially, TrustPay involves no credit check, making it an accessible option for those who might struggle with traditional finance applications.

TrustPay is designed to be straightforward and quick, allowing you to get approved for up to £1,200 towards your new Samsung Galaxy S26+ 256GB. This means you could be holding your Sky Blue S26+ sooner than you think, with a payment plan that fits your budget. We want to be clear about how these options work, and our team is here to guide you through the process, ensuring full compliance with Financial Conduct Authority (FCA) regulations. We aim to support responsible lending and borrowing, providing a clear path to ownership without hidden fees or complex terms.

SAMSUNG Galaxy S26+ - 256 GB, Sky Blue

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I really get a Samsung Galaxy S26+ with bad credit?

Yes, absolutely! We offer finance options specifically designed for individuals with less-than-perfect credit scores, including TrustPay which has no credit check.

What is TrustPay and how does it work?

TrustPay is a payment solution that allows you to spread the cost of your purchase. It offers 0% APR, meaning you pay no interest, and crucially, no credit check is performed. You can get approved for up to £1,200, making it an excellent option for funding your new Galaxy S26+.

Are there any hidden fees or high interest rates with these bad credit options?

No. Our primary bad credit option, TrustPay, features 0% APR, so you only pay back the exact price of your phone. We are fully FCA-compliant and committed to transparency, ensuring all terms are clear upfront.

Apply for a TrustPay account — instant decision, no credit check