Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Samsung Galaxy Z Flip7 FE (128GB, White) – Pay Monthly with Bad Credit

Dreaming of the sleek Samsung Galaxy Z Flip7 FE 128GB in White but worried about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from owning the latest tech.

At Phones with Trust, we believe everyone deserves access to cutting-edge smartphones. The Samsung Galaxy Z Flip7 FE 128GB in pristine White offers innovative foldable design, powerful performance, and a fantastic camera, making it a desirable upgrade. Don't let past financial difficulties or a 'bad credit' label stand in your way.

Our unique partnership with TrustPay provides a straightforward solution for those with bad or no credit. With TrustPay, you can get approved for up to £1,200 to purchase your new Samsung Galaxy Z Flip7 FE. The best part? It's 0% APR, meaning you only pay for the phone itself – no hidden interest charges. What's more, TrustPay offers a 'no credit check' application process, focusing on your current affordability rather than your credit history.

Applying is simple and designed with your financial well-being in mind. We're committed to responsible lending, ensuring that any repayment plan is manageable for you. You'll get clear terms and conditions upfront, so you know exactly what to expect. This helps you budget effectively and enjoy your new phone without financial stress. Choose a flexible payment plan that suits your budget and get your Samsung Galaxy Z Flip7 FE delivered straight to your door across the UK.

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How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1528.20 split into 12 payments of £127.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1528.20. 0% APR, no interest, no fees.

Can I get a Samsung Galaxy Z Flip7 FE with bad credit?

Yes, through our partnership with TrustPay, you can apply for finance for the Samsung Galaxy Z Flip7 FE even if you have bad or no credit history. They focus on your current affordability.

Does TrustPay perform a credit check?

No, TrustPay offers a 'no credit check' application process for approvals up to £1,200, which is ideal for customers concerned about their credit score.

What is the APR for TrustPay finance?

TrustPay offers 0% APR on all approved financing plans, meaning you only pay the cost of the phone without any added interest.

Apply for a TrustPay account — instant decision, no credit check