Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Samsung R85H 65" 4K Micro RGB AI TV Finance for Bad Credit

Upgrade your living room with the stunning Samsung R85H 65" 4K Ultra HD Micro RGB Vision AI Smart TV (MRE65R85H), even if a less-than-perfect credit history has held you back elsewhere. We offer flexible, sensible payment alternatives designed to help you secure premium home entertainment without the stress of traditional credit checks.

The Samsung MRE65R85H delivers an elite home cinema experience straight to your sofa. Featuring groundbreaking Micro RGB display technology, this 65-inch television produces lifelike colour accuracy, deep black levels, and vivid contrast. Powered by Samsung's proprietary Vision AI processor, low-resolution broadcasts and streaming feeds are automatically upscaled to crisp 4K Ultra HD clarity. Complete with intuitive Smart TV connectivity, high-refresh-rate gaming modes, and integrated streaming platforms, it represents the gold standard in modern family entertainment.

Unfortunately, mainstream high-street retailers often make purchasing high-end tech difficult if your credit file contains missed payments, defaults, or a low score. Hard credit searches can lower your rating further, leaving you locked out of the products you need. We believe that prior financial difficulties should not automatically bar you from accessing high-spec appliances, provided repayments are manageable and transparent for your current budget.

To help you buy with total peace of mind, we partner with TrustPay. TrustPay provides an accessible point-of-sale finance option offering 0% APR with absolutely no credit checks. Eligible shoppers can be approved for up to £1,200, enabling you to split the cost of your Samsung R85H into predictable, fixed instalments. Because there is 0% APR, you never pay a penny in interest charges, ensuring you only pay the agreed retail price of the television.

Samsung R85H 65" 4K Ultra HD Micro RGB Vision AI Smart TV - MRE65R85H

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I buy the Samsung R85H 65" TV if I have bad credit?

Yes. Through our checkout integration with TrustPay, you can spread the cost without a standard credit check, making it accessible even if you have a low credit rating or past credit problems.

How does TrustPay finance work for this television?

TrustPay allows you to spread the purchase balance at 0% APR up to an approval limit of £1,200. Payments are divided into scheduled, manageable instalments with zero interest and no hard credit inquiry.

Are there any hidden fees or interest charged with TrustPay?

No. TrustPay is fixed at 0% APR, meaning there is no interest added to your order balance. As long as your scheduled payments are made on time, you only pay the exact price of the TV.

Apply for a TrustPay account — instant decision, no credit check