Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Sony 98-Inch K98XR75M2PB.UKA Smart 4K TV: Bad Credit Finance Options

Transform your living space into a true cinema with the massive Sony 98-inch K98XR75M2PB.UKA Smart 4K UHD TV, even if your credit score has seen better days. Discover realistic, manageable ways to spread the cost without letting past financial bumps stand in your way.

The Sony 98In K98XR75M2PB.UKA delivers a breathtaking home cinema experience straight out of the box. Boasting a massive 98-inch 4K UHD LCD display powered by Sony's intelligent XR processing, every scene bursts with lifelike colour, intense contrast, and crisp detail. With integrated Smart TV capabilities and Freeview built-in, you have instant access to all your favourite streaming apps and live channels on a screen designed to completely immerse you in sports, gaming, and blockbuster movies.

A less-than-perfect credit history should not immediately shut you out from upgrading your family's home entertainment. Traditional high-street lenders often rely on rigid automated algorithms that reject applicants based purely on past credit mistakes. In contrast, modern flexible finance solutions focus on your current financial situation, verifying that monthly payments comfortably fit within your present household budget so you can buy with confidence.

To help you make this purchase manageable, you can spread the cost using services like TrustPay. TrustPay offers 0% APR with no credit check required, offering approval limits of up to £1,200. This provides a transparent, interest-free way to cover a significant portion of your purchase without adding costly finance charges or leaving a mark on your credit file, giving you immediate financial breathing room.

Sony 98In K98XR75M2PB.UKA Smart 4K UHD LCD Freeview TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £12598.20 split into 12 payments of £1049.86 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £12598.20. 0% APR, no interest, no fees.

Can I finance the Sony 98-inch TV if I have a poor credit history?

Yes. Modern flexible lenders and alternative payment providers assess your current affordability and regular earnings rather than rejecting you solely based on an historical credit rating.

How does the TrustPay option work?

TrustPay allows eligible customers to spread costs with 0% APR and no credit checks, offering approval up to £1,200. You pay back the amount in agreed interest-free instalments, keeping upfront costs low.

Will checking my eligibility harm my credit score?

No. TrustPay requires no credit check, and many specialist finance providers utilise soft credit searches to check initial eligibility, meaning your credit score will not be negatively affected when browsing options.

Apply for a TrustPay account — instant decision, no credit check