Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Sony BRAVIA 3 85" 4K HDR Smart TV on Finance for Bad Credit

Upgrade your living room with the massive Sony BRAVIA 3 KS38B 85" 4K Ultra HD Smart TV (K85S38B), even if your credit rating is less than perfect. We offer practical, affordable ways to spread the cost so you can enjoy cinema-grade entertainment without upfront financial strain.

The Sony BRAVIA 3 KS38B 85-inch television delivers an extraordinary viewing experience directly to your home. Powered by Sony's 4K Processor X1, this display brings vibrant colours, sharp contrast, and lifelike clarity to your favourite films, live sports, and boxsets. With Google TV built in, you gain instant access to streaming platforms like BBC iPlayer, Netflix, and Disney+, while Dolby Atmos compatibility ensures rich, immersive audio that fills even the largest spaces.

A past financial bump or a low credit score should not permanently stop you from acquiring reliable technology for your household. Traditional high-street lenders often decline applications based solely on automated credit scores. We work with flexible payment providers who review your current affordability rather than just past credit blunders, offering sensible ways to pay in manageable weekly or monthly instalments.

To help you spread the cost easily, we offer flexible payment through TrustPay. TrustPay provides 0% APR with no credit check required, and you can be approved for up to £1,200 toward your purchase. This means you can secure credit towards this flagship 85-inch Sony television without a hard search impacting your credit file, keeping your borrowing interest-free and predictable.

Sony BRAVIA 3 KS38B 85" 4K Ultra HD LED HDR Smart TV - K85S38B

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I buy the Sony BRAVIA 3 85" TV with bad credit?

Yes. Our checkout features alternative payment methods, including TrustPay, which evaluate current affordability rather than relying exclusively on traditional credit scoring systems.

How does TrustPay work for this TV purchase?

TrustPay allows eligible UK shoppers to access up to £1,200 at 0% APR without a credit check. Any balance exceeding £1,200 can simply be settled via standard card payment at checkout.

Will applying for finance harm my credit rating?

No, choosing TrustPay involves no credit check, meaning your application leaves no footprint on your credit file. Always ensure repayments are affordable before committing to a finance agreement.

Apply for a TrustPay account — instant decision, no credit check