Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Sony BRAVIA 7 55" 4K HDR TV with Bad Credit Finance Options

Looking to bring home the stunning Sony BRAVIA 7 II XR75M2PB without paying a large upfront sum or worrying about past credit issues? Our accessible payment solutions help you spread the cost easily, giving you access to top-tier home entertainment on terms that suit your budget.

The Sony BRAVIA 7 II (K55XR75M2PB) delivers an exceptional viewing experience directly into your living room. Featuring a 55-inch 4K Ultra HD panel with advanced RGB LED technology and HDR support, this Smart TV produces intense brightness, true-to-life colours, and deep blacks. Powered by intelligent XR processing, every film, sporting event, and video game is automatically optimised for remarkable clarity and fluid motion. Coupled with intuitive Google TV streaming and integrated acoustic audio, it stands out as a first-class centrepiece for any modern home.

We understand that having bad credit, defaults, or a thin credit file can make shopping with mainstream electronics retailers frustrating. Too often, automatic credit algorithms reject applicants based on outdated financial difficulties without considering their current situation. We believe everyday technology should remain accessible. That is why we provide inclusive financing paths that focus on what is affordable for you today, helping you acquire the home appliances and entertainment setups you need without the fear of immediate decline.

To keep your purchase simple and stress-free, we partner with TrustPay. TrustPay offers a straightforward way to spread the cost of your Sony TV, allowing approvals of up to £1,200 with no credit check required. Even better, it comes with 0% APR, meaning you will never pay a penny in interest or surprise borrowing fees. Your total purchase price is simply divided into predictable, manageable instalments, giving you complete clarity from day one without impacting your credit profile.

Sony BRAVIA 7 II XR75M2PB 55" 4K Ultra HD RGB LED HDR Smart TV - K55XR75M2PB

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I get the Sony BRAVIA 7 TV if I have a poor credit history?

Yes. Our financing through TrustPay does not require a credit check. We evaluate your current eligibility based on basic criteria, making it accessible even if you have experienced CCJs, defaults, or low credit scores in the past.

How does TrustPay work for this TV purchase?

TrustPay allows you to spread the cost of purchases up to £1,200 at 0% APR. Because there is no interest and no credit check, you simply pay the retail cost across agreed instalments without hidden charges or compounding debt.

Are there any hidden fees or interest charges?

No. TrustPay is strictly 0% APR, meaning there is zero interest applied throughout your plan. As long as your scheduled payments are maintained on time, you only ever pay the clear purchase price of the television.

Apply for a TrustPay account — instant decision, no credit check