Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Microsoft Surface Pro M10 13" Snapdragon (16GB RAM, 512GB SSD) with No Credit Check

Unlock productivity and portability with the new Microsoft Surface Pro M10 13-inch Snapdragon laptop, available right here, right now. Don't let traditional credit checks stand in your way – discover a smarter way to buy.

Experience the cutting-edge performance of the Microsoft Surface Pro M10, featuring the efficient Snapdragon processor. This ultra-portable 13-inch device, packed with 16GB of RAM and a spacious 512GB SSD, is designed for professionals and students who demand speed, reliability, and ample storage for all their applications and files. From intense multitasking to creative projects and on-the-go productivity, the Surface Pro M10 delivers a seamless and responsive experience.

We understand that access to the latest technology shouldn't be restricted by traditional credit assessments. That's why we're proud to offer a genuine 'no credit check' option for the Surface Pro M10 13-inch laptop through TrustPay. Our goal is to make high-quality devices accessible to everyone, ensuring you can get the tools you need without impacting your credit score or facing complex application processes. This straightforward approach allows you to focus on what matters: enjoying your new device.

With TrustPay, purchasing your Surface Pro M10 is simple and transparent. You can get approved for up to £1,200 instantly, with a clear 0% APR on your payments. This means you only pay for the laptop itself – no hidden interest charges. Our payment plans are designed to be manageable, helping you budget effectively while acquiring a premium device. We believe in responsible lending and clear communication, adhering to all Financial Conduct Authority (FCA) guidelines to ensure you receive a fair and understandable service.

Surface Pro M10 13in Snapdragon 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2608.20 split into 12 payments of £217.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2608.20. 0% APR, no interest, no fees.

What is 'no credit check' buying?

Our 'no credit check' option, provided by TrustPay, means we don't perform a traditional credit search on your financial history. This allows you to purchase eligible items without impacting your credit score.

How does TrustPay financing work?

TrustPay offers 0% APR financing, meaning you pay no interest on your purchase. You can be approved for up to £1,200 instantly, subject to their internal assessment, allowing you to spread the cost of your Surface Pro M10 into manageable payments.

Is this service FCA compliant?

Yes, our financing partner, TrustPay, operates in strict accordance with all Financial Conduct Authority (FCA) regulations. This ensures transparency, fair treatment, and responsible lending practices for all our customers.

Apply for a TrustPay account — instant decision, no credit check