Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

TCL 85 Inch 85C7K Smart 4K HDR QD Mini-LED TV – Spread the Cost with No Credit Check

Transform your home entertainment with the cinema-sized TCL 85C7K 85-inch QD Mini-LED Google TV, available now with flexible payment terms. Upgrade your viewing experience today without worrying about traditional credit checks holding you back.

The TCL 85C7K delivers true cinema scale right to your living room. Featuring cutting-edge QD Mini-LED technology paired with 4K HDR support, this expansive 85-inch screen offers striking contrast, intense brightness, and vibrant, true-to-life colour. Powered by Google TV, it seamlessly organizes your favourite streaming platforms—including Netflix, Disney+, BBC iPlayer, and Prime Video—into one streamlined dashboard. Enhanced audio and rapid refresh rates make it an outstanding choice for film buffs, sports enthusiasts, and console gamers alike.

Upgrading to a premium, large-screen television shouldn't depend on your past credit history. That is why we provide flexible payment solutions using TrustPay. With TrustPay, you can spread the cost of your brand-new television with 0% APR and absolutely no credit check. Qualified shoppers can be approved for up to £1,200, allowing you to divide the purchase price into manageable, predictable instalments that suit your budget, completely free from hard credit searches that could affect your score.

Borrowing responsibly is essential, and our finance options are clear and transparent. While TrustPay bypasses the standard credit check, basic eligibility criteria still apply: you must be a UK resident aged 18 or older with an active UK debit card and regular income. Spreading payments is interest-free at 0% APR, but missed or late payments may lead to additional fees and impact your ability to use the service in the future. Always ensure that scheduled instalments remain well within your monthly budget.

TCL 85 Inch 85C7K Smart 4K HDR QD Mini-LED Google TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £3058.20 split into 12 payments of £254.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £3058.20. 0% APR, no interest, no fees.

Can I purchase the TCL 85C7K with no credit check?

Yes. When you choose TrustPay at checkout, you can apply to spread the cost without a hard credit check, meaning your application will not affect your credit rating. Approval limits are available up to £1,200.

Are there any interest charges or fees with TrustPay?

TrustPay offers 0% APR, so you will never pay interest on your balance. As long as you make your agreed instalments on time, you will only ever pay the actual purchase price of the TV.

What do I need to qualify for TrustPay finance?

To be eligible, you must be a UK resident aged 18 or over, hold a valid UK bank account with an active debit card, and have a regular income to comfortably cover the scheduled repayments.

Apply for a TrustPay account — instant decision, no credit check