Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Experience Brilliant Visuals with the TCL 85X11LUK TV – Even with Bad Credit

Dreaming of upgrading your home entertainment with a stunning 85-inch 4K Mini LED TV, but worried about your credit history? We understand that a less-than-perfect credit score shouldn't prevent you from enjoying the latest technology.

Introducing the TCL X11L 85" 4K Ultra HD SQD-Mini LED Smart TV (model: 85X11LUK | TCL-85X11LUK) – a masterpiece of visual technology designed to transform your viewing experience. This isn't just a TV; it's a gateway to breathtaking clarity, vibrant colours, and immersive sound, all powered by advanced SQD-Mini LED technology and a cutting-edge 4K Ultra HD display. Imagine watching your favourite films, sports, or playing games on a massive 85-inch screen that brings every detail to life with incredible brightness and contrast. This Smart TV also offers seamless access to all your preferred streaming services and apps, making entertainment effortless.

We believe everyone deserves access to high-quality electronics, regardless of their financial past. That's why we're proud to offer flexible payment solutions designed for those with bad credit. Our aim is to make the TCL 85X11LUK accessible to you without the stress and complications often associated with traditional credit checks. We focus on responsible lending, ensuring that any payment plan offered is manageable and suits your current financial situation, helping you rebuild your credit responsibly where applicable.

Specifically, we partner with TrustPay to offer a straightforward and transparent financing option. With TrustPay, you can be approved for up to £1,200 with 0% APR. The best part? There are no credit checks involved. This means your application process is quick, simple, and won't impact your credit score. TrustPay is designed to be a responsible way to manage your purchases, providing clarity on your repayments from the start. We encourage you to carefully review the terms and conditions provided by TrustPay to ensure this option is right for you, and that you are confident in your ability to meet the repayments.

X11L 85" 4K Ultra HD SQD-Mini LED Smart TV - 85X11LUK | TCL-85X11LUK

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £9898.20 split into 12 payments of £824.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £9898.20. 0% APR, no interest, no fees.

Can I buy the TCL 85X11LUK TV if I have bad credit?

Yes, absolutely! We understand that circumstances can affect credit scores. We partner with TrustPay to offer financing options specifically for customers with bad credit, ensuring you can still enjoy premium electronics.

How does TrustPay work for bad credit customers?

TrustPay offers a 0% APR financing solution with no credit checks. You can be approved for up to £1,200, making it easier to purchase your TCL 85X11LUK TV without impacting your credit score. Terms and conditions apply, so please review them carefully.

Is the TrustPay option FCA compliant?

Yes, TrustPay operates under responsible lending principles. We are committed to ensuring our financing partners meet regulatory standards and provide clear, fair terms to our customers, aligning with FCA guidelines where applicable to their service.

Apply for a TrustPay account — instant decision, no credit check