Shop Pay Monthly Bad Credit Options with TrustPay

Finding flexible pay monthly bad credit shopping options shouldn't be complicated. With TrustPay at Trusty Stores, you can spread the cost of household essentials, tech, and furniture over 12 weekly or monthly instalments with 0% APR and no credit checks.

TrustPay makes online shopping accessible to everyone, regardless of their past financial history. If you have been turned down elsewhere, bad credit and CCJs are welcome here. We provide an account limit of up to £1,200, allowing you to get what you need for your home without undergoing traditional credit scoring or paying any added interest.

Our payment plans are structured to suit your budgeting routine, giving you the choice between 12 weekly or monthly instalments. For security and responsible account management, your very first order ships after your 4th payment is successfully made. Once you have established your account, all future orders ship straight away upon placement.

Browse our extensive catalogue covering everything from modern kitchen appliances and home furniture to the latest computing equipment. Spreading the cost over predictable instalments helps you manage your household budget comfortably while enjoying brand-new items delivered direct to your door.

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Frequently asked questions

Can I shop if I have bad credit or CCJs?

Yes. TrustPay is designed to be accessible, meaning past credit issues and CCJs are welcome. We do not perform credit checks when you place an order.

When will my first order be dispatched?

Your first order will be dispatched after your 4th payment has been completed. Once your initial order history is established, any subsequent orders will ship straight away.

What is the maximum credit limit available?

TrustPay offers an account spending limit of up to £1,200 across our catalogue range.

Are there any interest charges or fees?

No. All TrustPay orders come with 0% APR. You simply pay the cost of your items split evenly across 12 weekly or monthly instalments.

How do I choose between weekly and monthly payments?

During checkout, you can select whether you prefer to spread your balance across 12 weekly payments or 12 monthly payments to best align with your payday.

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Apply for a TrustPay account — instant decision, no credit check