Shopping online should be straightforward, even if your credit score has seen better days. Trusty Stores is proud to offer one of the most accessible pay monthly catalogues in the UK, helping you spread the cost of household essentials, electronics, and furnishings over 12 manageable weekly or monthly instalments with 0% APR and no credit checks.
Our catalogue shopping service is powered by TrustPay, an interest-free payment plan created to make high-ticket purchases manageable without borrowing fees. You choose whether to split your balance across 12 regular weekly payments or 12 monthly instalments. There are no interest charges, no late fees, and no complicated setup procedures, giving you total transparency from the moment you select your items to the completion of your plan.
We believe that a past financial blip should not stop you from buying the things your home needs today. Because we run no credit checks, customers with bad credit or existing CCJs are welcome to shop our catalogue up to an initial limit of We focus on your ability to make simple, predictable instalments rather than dwelling on past credit bureau reports.
Order fulfilment is simple and secure. When you place your initial order through our catalogue, your goods are dispatched once your fourth instalment is paid. For every order you make after that, your products are dispatched straight away as soon as the order is placed, allowing you to upgrade your home, tech, and appliances whenever needed.
No, we do not run credit checks on any applications. We welcome customers with bad credit, defaults, or CCJs to use TrustPay.
You can split your balance over 12 instalments, choosing between a weekly or monthly schedule at 0% APR with no added interest.
For your first order, items are dispatched after your fourth instalment has cleared. Any subsequent orders you place ship straight away.
The maximum catalogue account limit is which can be used across our full collection of products.
No. TrustPay provides 0% APR across all 12 instalments, meaning you only ever pay the purchase price of the items in your basket.
Apply for a TrustPay account — instant decision, no credit check