Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

AirPods Pay Monthly — No Credit Check, 0% APR with TrustPay

Get Apple AirPods and pay monthly with TrustPay — no credit checks, 0% APR over 12 instalments.

AirPods, AirPods Pro and AirPods Max — pay monthly with no credit checks and no deposit.

Approved up to £1,200 instantly. Bad credit, CCJs and no credit history all welcome.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £88.20 split into 12 payments of £7.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £88.20. 0% APR, no interest, no fees.

What you can get on this plan

Mophie Snap+ 3in1 15W Wireless Charger for Apple iPhone / Apple Watch / Airpods - Black — 12 payments of £7.35 (£88.20 total, 0% APR)
Apple AirPods 3rd Generation with MagSafe Charging Case — 12 payments of £22.35 (£268.20 total, 0% APR)
BUNDLE ONLY 20% OFF - Apple AirPods 4th Gen with Active Noise Cancellation - 2024 — 12 payments of £28.35 (£340.20 total, 0% APR)
Apple AirPods Pro 2nd generation with MagSafe and USB-C 2023 — 12 payments of £32.25 (£387.00 total, 0% APR)
APPLE AirPods Pro 3 - White — 12 payments of £36.00 (£432.00 total, 0% APR)

Frequently asked questions

Can I get AirPods on pay monthly with bad credit?

Yes — TrustPay does no credit checks. Bad credit and CCJs welcome.

How much per month?

AirPods cost is split into 12 equal monthly instalments at 0% APR.

Apply for a TrustPay account — instant decision, no credit check