Pay Monthly Beds — No Credit Check, Bad Credit Welcome
Spread the cost of your new bed over 12 monthly instalments with TrustPay — 0% APR, no credit checks, bad credit welcome.
Whether you need a single, double, king or super king bed, you can shop our full range and pay monthly with TrustPay. There are no credit checks, no hidden fees and no impact on your credit score when you apply.
Every customer is approved up to £1,200 instantly, so you can take your bed home (or have it delivered) and split the cost into 12 affordable monthly payments.
How you pay with TrustPay
Every TrustPay plan is 12 equal payments. You choose how often they come out:
- Weekly — 12 payments over 12 weeks
- Fortnightly — 12 payments over 24 weeks
- Monthly — 12 payments over 12 months
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £143.98 split into 12 payments of £12.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £143.98. 0% APR, no interest, no fees.
What you can get on this plan
- AVC Designs Single Pine Bed Frame 3ft White Wooden Shaker Style Bedroom Furniture - White — 12 payments of £12.00 (£143.98 total, 0% APR)
- Sleremind Mattress, Double mattresses, Double Memory Foam Mattress, High-Density, Hypoallergenic and Breathable Medium mattress — 12 payments of £18.30 (£219.58 total, 0% APR)
- Aspire Adaptive Comfort Pocket Mattress — 12 payments of £28.75 (£345.00 total, 0% APR)
- Home Collect Now Memory Rolled Mattress - Argos Home Collect & Go Memory Foam Rolled Small Double Mattress — 12 payments of £33.85 (£406.20 total, 0% APR)
- Silentnight 1000 Pocket Luxury Mattress - Single — 12 payments of £36.85 (£442.20 total, 0% APR)
- Argos Home Carlton 800 Pocket King Mattress — 12 payments of £42.25 (£507.00 total, 0% APR)
- Habitat Elite Memory Foam Mattress - Habitat Elite Memory Foam King Size Mattress — 12 payments of £47.50 (£570.00 total, 0% APR)
- Home Nolan Fabric 3 Seater Clic Clac Sofa Bed -Natural — 12 payments of £57.25 (£687.00 total, 0% APR)
- Home Chase Fabric Clic Clac Sofa Bed - Teal — 12 payments of £58.00 (£696.00 total, 0% APR)
- Habitat Ari Natural 1000 Pocket Comfort Mattress - Kingsize — 12 payments of £61.75 (£741.00 total, 0% APR)
- Habitat Apartment Fabric 2 Seater Sofa Bed - Charcoal - Habitat Apartment Fabric 2 Seater Sofa Bed — 12 payments of £78.25 (£939.00 total, 0% APR)
- Habitat Apartment Fabric 3 Seater Sofa Bed - Charcoal — 12 payments of £90.85 (£1090.20 total, 0% APR)
Frequently asked questions
Can I get a bed on pay monthly with bad credit?
Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.
How much will my bed cost per month?
Your bed cost is split into 12 equal monthly instalments. For example, a £360 bed costs just £30 per month with 0% APR.
Is there a deposit?
No deposit is required. Apply, choose your bed, and start your monthly payments.
What if I miss a payment?
We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.
Related pages
Apply for a TrustPay account — instant decision, no credit check