Pay Monthly Catalogues with No Credit Checks in the UK

Spread the cost of everyday shopping with our 0% APR pay monthly catalogues with no credit checks in the UK, offering credit limits up to £1,200.

Shop the full catalogue and pay monthly — 0% APR, no credit checks, approved up to £1,200.

Trusty Stores is a pay monthly catalogue built for people mainstream catalogues turn away. There's no credit check, no deposit and no interest — just one fixed monthly payment you agree up front.

Pick from TVs, laptops, phones, gaming, furniture and white goods, spread it over 12 equal monthly payments, and we'll set the payment dates around your payday.

Monthly is the plan most people choose because it lines up with wages: 12 payments, one a month, finishing in a year. If you are paid weekly or fortnightly you can have the same 12 payments taken at that rhythm instead, for the same amount each time.

Nothing is added for paying monthly. A £480 order is 12 payments of £40 and the total stays £480, with a one-off £4.99 account activation fee and no deposit.

Your £1,200 limit covers a whole room if you need it — a TV, a washing machine and a sofa can sit on the same plan. Your first order is dispatched once the plan is established; every order after that goes out straight away.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £51.58 split into 12 payments of £4.30 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £51.58. 0% APR, no interest, no fees.

What you can get on this plan

Frequently asked questions

Which pay monthly catalogues accept bad credit?

Trusty Stores does. We run no credit checks, so bad credit, CCJs and defaults are all accepted.

How many months can I spread the cost over?

Every plan is 12 equal payments. Monthly runs for 12 months, fortnightly for 24 weeks and weekly for 12 weeks — the payment amount is the same in all three.

Is there any interest?

No — 0% APR on every order. A £4.99 activation fee applies.

How much can I spend?

Up to £1,200 on your first order.

Related pages

Apply for a TrustPay account — instant decision, no credit check