Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly Fridges & Freezers — No Credit Check, 0% APR

Brand-new fridges and freezers you can pay monthly with TrustPay — no credit checks, no deposit, 0% APR.

Choose from top brands including Samsung, LG, Bosch, Hotpoint, Beko, Indesit and more. Whether you need a tall fridge freezer, an American-style side-by-side, an under-counter model or a chest freezer, spread the cost into affordable monthly payments.

Every customer is approved up to £1,200 instantly with TrustPay. No credit checks. No impact on your credit score. Bad credit, CCJs and no credit history all welcome.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £184.20 split into 12 payments of £15.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £184.20. 0% APR, no interest, no fees.

What you can get on this plan

Altimo Tabletop Larder Fridge Auto Defrost - White - ATTLD4402W — 12 payments of £15.35 (£184.20 total, 0% APR)
Hisense Undercounter Larder Fridge - White - RL170D4BWE — 12 payments of £32.85 (£394.20 total, 0% APR)
Beko Built-In Undercounter Larder Fridge - BLS4682 — 12 payments of £42.35 (£508.20 total, 0% APR)
Fridgemaster Fridge Freezer 60/40 - Black - MC55240EB — 12 payments of £46.85 (£562.20 total, 0% APR)
Fridgemaster Fridge Freezer 60/40 Total No Frost - White - MC55251DE — 12 payments of £50.85 (£610.20 total, 0% APR)
Fridge Freezer 70/30 Total No Frost - White - INK2 5322 W4UK | IND-INK25322W4UK — 12 payments of £55.35 (£664.20 total, 0% APR)
Liebherr Undercounter Larder Fridge Auto Defrost - White - Rdi 1620 plus — 12 payments of £60.60 (£727.20 total, 0% APR)
Liebherr Fridge Freezer 60/40 SmartFrost - White - CUe 2331 — 12 payments of £65.70 (£788.40 total, 0% APR)
Hotpoint Fridge Freezer 50/50 Dual No Frost - Silver - HPKF 6353 XP4UK — 12 payments of £72.36 (£868.20 total, 0% APR)
American Style Fridge Freezer 60/40 Total No Frost - Inox - INGF 6421 XP4UK | IND-INGF6421XP4UK — 12 payments of £77.86 (£934.20 total, 0% APR)
Bosch Series 2 Fridge Freezer 60/40 Total No Frost - Stainless Steel - KGN33NLEBG — 12 payments of £85.35 (£1024.20 total, 0% APR)
Hotpoint Fridge Freezer 70/30 Dual No Frost - Brushed Steel - HPKF 5351 XP4UK — 12 payments of £97.35 (£1168.20 total, 0% APR)

Frequently asked questions

Can I get a fridge freezer on pay monthly with bad credit?

Yes. TrustPay does not perform credit checks. You're approved up to £1,200 instantly, even with bad credit or CCJs.

Which fridge brands can I pay monthly for?

We stock Samsung, LG, Bosch, Hotpoint, Beko, Indesit and more — from compact under-counter models to large American-style fridge freezers.

Is there interest?

No — TrustPay is 0% APR. You only pay the price of the fridge or freezer, split across monthly instalments.

Do I need a deposit?

No deposit. Apply, choose your fridge or freezer, start paying monthly.

Apply for a TrustPay account — instant decision, no credit check