Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

iPad Pay Monthly — No Credit Check, 0% APR with TrustPay

Get a brand-new iPad and pay monthly with TrustPay — no credit checks, no deposit, 0% APR over 12 instalments.

Whether you want the iPad, iPad Air, iPad Pro or iPad mini, you can spread the cost over 12 monthly payments. There are no credit checks and no impact on your credit score.

Every customer is approved up to £1,200 instantly with TrustPay. Bad credit, CCJs and no credit history all welcome.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £250.20 split into 12 payments of £20.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £250.20. 0% APR, no interest, no fees.

What you can get on this plan

Apple iPad 9.7 (5th Gen) 32GB Wi-Fi - Space Grey (Renewed) — 12 payments of £20.85 (£250.20 total, 0% APR)
iPad 10.2 (2021) 9th gen 64 GB - Wi-Fi - Space Gray — 12 payments of £30.00 (£360.00 total, 0% APR)
BUNDLE ONLY 20% OFF - 2020 Apple iPad (8th Gen) 10.2-inch, Wi-Fi, 32GB Space Grey (Renewed) — 12 payments of £33.00 (£395.98 total, 0% APR)
AppleiPad, 10.9", A14 Bionic Processor, iPadOS, Wi-Fi, 64GB - Pink/Silver/Blue — 12 payments of £49.50 (£593.98 total, 0% APR)
APPLE 11" iPad (2025) - 128 GB, Silver — 12 payments of £51.75 (£621.00 total, 0% APR)
iPad Pro 12.9 (2018) 3rd gen 256 GB - Wi-Fi - Space Gray - Renewed — 12 payments of £63.00 (£755.98 total, 0% APR)
Apple iPad 2025 11 Inch Wi-Fi 128GB - Pink — 12 payments of £65.36 (£784.20 total, 0% APR)

Frequently asked questions

Can I get an iPad on pay monthly with bad credit?

Yes. TrustPay performs no credit checks — bad credit, CCJs and no credit history are all welcome.

How much per month?

Your iPad cost is split into 12 equal monthly instalments at 0% APR. A £480 iPad is just £40 per month.

Is there a deposit?

No deposit required. Apply, choose your iPad, start paying monthly.

Apply for a TrustPay account — instant decision, no credit check