Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly iPhone 16 — Pro, Pro Max & Plus with TrustPay

Shop the iPhone 16 range — pay monthly with TrustPay at 0% APR, no credit checks.

From the iPhone 16 to the iPhone 16 Pro Max, every model is available on TrustPay over 12 monthly instalments.

Approved up to £1,200 instantly. No credit checks, no deposit, no interest. Bad credit, CCJs and no credit history all welcome.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Frequently asked questions

Which iPhone 16 models can I pay monthly for?

iPhone 16, iPhone 16 Plus, iPhone 16 Pro and iPhone 16 Pro Max — all available on TrustPay.

Is there a credit check?

No. TrustPay performs zero credit checks.

Is there a deposit?

No deposit. Just 12 equal monthly instalments at 0% APR.

Apply for a TrustPay account — instant decision, no credit check