Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly Laptops — Laptop Finance Bad Credit, 0% APR

Get a new laptop and pay monthly with TrustPay — laptop finance with no credit checks, 0% APR over 12 instalments.

Choose from HP, Dell, Lenovo, ASUS, Acer or MacBook. All laptops can be paid over 12 monthly instalments with TrustPay.

No credit checks. No deposit. No impact on your credit score. Bad credit welcome and approved up to £1,200 instantly.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £286.20 split into 12 payments of £23.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £286.20. 0% APR, no interest, no fees.

What you can get on this plan

Samsung Galaxy 11in Celeron 4GB 64GB Chromebook - Silver — 12 payments of £23.85 (£286.20 total, 0% APR)
ASUS CX14 14in N50 4GB 64GB Chromebook - Blue — 12 payments of £34.35 (£412.20 total, 0% APR)
HP 15a-na0007na 15.6in Celeron 4GB 128GB Chromebook - Grey — 12 payments of £43.35 (£520.20 total, 0% APR)
ASUS Vivobook Go 15in R3 8GB 128GB Laptop - Silver — 12 payments of £53.35 (£640.20 total, 0% APR)
Samsung Galaxy Book4 Laptop | 15.6 Inch FHD AMOLED Display | Intel Core 3 | 8 GB RAM | 256 GB SSD | Windows 11 | Aluminium Grey| Works with Galaxy Phone & Tab — 12 payments of £58.50 (£702.00 total, 0% APR)
ASUS CX1500 15.6in Celeron 4GB 64GB Chromebook — 12 payments of £60.85 (£730.20 total, 0% APR)
ASUS Vivobook 15 15.6in i3 8GB 512GB Laptop Bundle - Silver — 12 payments of £60.85 (£730.20 total, 0% APR)
ASUS Vivobook 15 15.6in i5 16GB 512GB Laptop Bundle - Silver — 12 payments of £74.86 (£898.20 total, 0% APR)
Lenovo Slim 3 15.3in R5 24GB 512GB Laptop — 12 payments of £79.36 (£952.20 total, 0% APR)
Acer Aspire 3 17.3in i3 8GB 1TB Laptop - Silver — 12 payments of £83.85 (£1006.20 total, 0% APR)
Acer Aspire AG15-71P 15in i5 8GB 512GB Laptop - Silver — 12 payments of £90.85 (£1090.20 total, 0% APR)
MSI Modern 14 9S7-14S121-276 14in i5 16GB 512GB Laptop — 12 payments of £98.85 (£1186.20 total, 0% APR)

Frequently asked questions

Can I get laptop finance with bad credit?

Yes — TrustPay performs no credit checks, so bad credit, CCJs and no credit history are all welcome.

Is laptop finance interest-free?

Yes. TrustPay is 0% APR. You pay only the laptop's price, split over 12 equal monthly instalments.

Apply for a TrustPay account — instant decision, no credit check