Pay Monthly Mattresses — No Credit Check, Bad Credit Welcome
Get a brand-new mattress today and pay monthly with TrustPay — no credit checks, no deposit, 0% APR.
Looking for pay monthly mattresses? Trusty Stores lets you shop the latest models and spread the cost over 12 affordable monthly instalments — with TrustPay there are no credit checks, no hidden fees, no deposit and no impact on your credit score when you apply.
Every customer is approved instantly up to £1,200, so you can pick your mattress and start paying in small, manageable amounts. It's the simple way to get what you need without waiting or worrying about credit history.
Whichever brand or model you go for, we'll dispatch fast and keep you updated every step of the way.
How you pay with TrustPay
Every TrustPay plan is 12 equal payments. You choose how often they come out:
- Weekly — 12 payments over 12 weeks
- Fortnightly — 12 payments over 24 weeks
- Monthly — 12 payments over 12 months
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £144.00 split into 12 payments of £12.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £144.00. 0% APR, no interest, no fees.
What you can get on this plan
- Memory Foam Hybrid Sprung Mattress - Grey / Single — 12 payments of £12.00 (£144.00 total, 0% APR)
- Silentnight Healthy Growth Kids 600 Pocket Mattress - Silentnight Healthy Growth Kids Toddler Mattress — 12 payments of £16.75 (£201.00 total, 0% APR)
- Habitat Kids Rae Comfort Open Coil Mattress - Single — 12 payments of £21.85 (£262.20 total, 0% APR)
- Argos Home Open Coil Double Mattress — 12 payments of £29.35 (£352.20 total, 0% APR)
- Home Elmdon Sprung Memory Foam Rolled Mattress - Argos Home Elmdon Sprung Memory Foam Rolled Double Mattress — 12 payments of £32.50 (£390.00 total, 0% APR)
- Home Carlton 800 Pocket Mattress - Argos Home Carlton 800 Pocket Single Mattress — 12 payments of £35.35 (£424.20 total, 0% APR)
- Silentnight Middleton 800 Pocket Comfort Mattress - Small Double — 12 payments of £37.60 (£451.20 total, 0% APR)
- Argos Home Carlton 800 Pocket King Mattress — 12 payments of £42.25 (£507.00 total, 0% APR)
- Argos Home Carlton 800 Pocket Sprung Double Mattress — 12 payments of £48.25 (£579.00 total, 0% APR)
- Silentnight Memory Foam Rolled Mattress - Kingsize — 12 payments of £57.25 (£687.00 total, 0% APR)
- Silentnight 1000 Pocket Luxury Mattress - King Size — 12 payments of £66.25 (£795.00 total, 0% APR)
- Millbrook Allure 1500 Pkt Luxury Pillowtop Firm Mattress - Double — 12 payments of £94.75 (£1137.00 total, 0% APR)
Frequently asked questions
Can I get a mattress on pay monthly with bad credit?
Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.
How much will my mattress cost per month?
Your mattress cost is split into 12 equal monthly instalments. For example, a £300 mattress costs just £25 per month with 0% APR.
Is there a deposit on mattresses?
No deposit is required. Apply, choose your mattress and start your monthly payments.
What if I miss a payment?
We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.
Related pages
Apply for a TrustPay account — instant decision, no credit check