Pay Monthly Memory Foam Mattresses — No Credit Check, Bad Credit Welcome
Get a brand-new memory foam mattress today and pay monthly with TrustPay — no credit checks, no deposit, 0% APR.
Looking for pay monthly memory foam mattresses? Trusty Stores lets you shop the latest models and spread the cost over 12 affordable monthly instalments — with TrustPay there are no credit checks, no hidden fees, no deposit and no impact on your credit score when you apply.
Every customer is approved instantly up to £1,200, so you can pick your memory foam mattress and start paying in small, manageable amounts. It's the simple way to get what you need without waiting or worrying about credit history.
Whichever brand or model you go for, we'll dispatch fast and keep you updated every step of the way.
How you pay with TrustPay
Every TrustPay plan is 12 equal payments. You choose how often they come out:
- Weekly — 12 payments over 12 weeks
- Fortnightly — 12 payments over 24 weeks
- Monthly — 12 payments over 12 months
The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.
Example: £144.00 split into 12 payments of £12.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £144.00. 0% APR, no interest, no fees.
What you can get on this plan
- Memory Foam Hybrid Sprung Mattress - Grey / Single — 12 payments of £12.00 (£144.00 total, 0% APR)
- wowttrelax Memory Foam Mattress, 3FT Single Mattress, Medium Firm, Soft Skin-friendly Durable, Breathable Comfort Sleep, Back Pain Support (90x190x20cm) — 12 payments of £17.85 (£214.20 total, 0% APR)
- King Size Mattress 5FT | 11" Extra Thick Memory Foam & Pocket Sprung | 9-Zone Orthopedic Support,Medium Firm,Motion Isolation,Edge Support 150x200x28cm — 12 payments of £30.30 (£363.60 total, 0% APR)
- Silentnight Hush Memory Foam Mattress - Double — 12 payments of £31.60 (£379.20 total, 0% APR)
- Home Elmdon Sprung Memory Foam Rolled Mattress - Argos Home Elmdon Sprung Memory Foam Rolled Double Mattress — 12 payments of £32.50 (£390.00 total, 0% APR)
- Home Collect Now Memory Rolled Mattress - Argos Home Collect & Go Memory Foam Rolled Small Double Mattress — 12 payments of £33.85 (£406.20 total, 0% APR)
- Home Collect Now Memory Rolled Mattress - Argos Home Collect & Go Memory Foam Rolled Single Mattress — 12 payments of £35.35 (£424.20 total, 0% APR)
- Silentnight Hatfield Memory Foam Mattress - Single — 12 payments of £38.35 (£460.20 total, 0% APR)
- Habitat Elite Memory Foam Mattress - Habitat Elite Memory Foam Double Mattress — 12 payments of £40.75 (£489.00 total, 0% APR)
- Silentnight Memory Foam Rolled Mattress - Double Memory Foam Mattress — 12 payments of £42.25 (£507.00 total, 0% APR)
- Habitat Elite Memory Foam Mattress - Habitat Elite Memory Foam King Size Mattress — 12 payments of £47.50 (£570.00 total, 0% APR)
- Silentnight Just Sleep Relax Memory Foam Mattress - Single — 12 payments of £57.85 (£694.20 total, 0% APR)
Frequently asked questions
Can I get a memory foam mattress on pay monthly with bad credit?
Yes. TrustPay performs no credit checks, so customers with bad credit, CCJs or no credit history are all welcome and approved instantly up to £1,200.
How much will my memory foam mattress cost per month?
Your memory foam mattress cost is split into 12 equal monthly instalments. For example, a £350 memory foam mattress costs just £29 per month with 0% APR.
Is there a deposit on memory foam mattresses?
No deposit is required. Apply, choose your memory foam mattress and start your monthly payments.
What if I miss a payment?
We're flexible — contact us and we'll help you reschedule a payment free of charge if you need to.
Related pages
Apply for a TrustPay account — instant decision, no credit check