Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly Samsung Phones — Galaxy S, A & Z with TrustPay

Shop the latest Samsung Galaxy phones — pay monthly with TrustPay at 0% APR, no credit checks.

From the flagship Galaxy S25 Ultra to the budget-friendly Galaxy A Series, every Samsung phone is available on TrustPay over 12 monthly instalments.

Approved up to £1,200 instantly. No credit checks, no deposit, no interest. Bad credit, CCJs and no credit history all welcome.

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £250.20 split into 12 payments of £20.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £250.20. 0% APR, no interest, no fees.

What you can get on this plan

SAMSUNG Galaxy A16 - 128 GB, Black — 12 payments of £20.85 (£250.20 total, 0% APR)
SAMSUNG Galaxy A17 - 128 GB, Black — 12 payments of £20.85 (£250.20 total, 0% APR)
SAMSUNG Galaxy A17 5G - 128 GB, Black — 12 payments of £25.35 (£304.20 total, 0% APR)
Samsung Galaxy Watch8 40mm Smart Watch - White/Silver — 12 payments of £40.35 (£484.20 total, 0% APR)
Samsung Galaxy Watch8 40mm Smart Watch - Graphite — 12 payments of £40.35 (£484.20 total, 0% APR)
Samsung Galaxy Watch8 44mm Smart Watch - Graphite — 12 payments of £44.85 (£538.20 total, 0% APR)
Samsung Galaxy Watch9 40mm Smart Watch - Graphite — 12 payments of £58.35 (£700.20 total, 0% APR)
Samsung Galaxy Watch9 40mm Smart Watch - Cream — 12 payments of £58.35 (£700.20 total, 0% APR)
Samsung, S24 FE 128GB, 5G, Onyx Black — 12 payments of £58.50 (£702.00 total, 0% APR)
SAMSUNG Galaxy A37 5G - 128 GB, Charcoal Grey — 12 payments of £59.85 (£718.20 total, 0% APR)
Samsung Galaxy Watch Ultra (2025) Smart Watch - Grey/Orange — 12 payments of £89.85 (£1078.20 total, 0% APR)
Samsung Galaxy Watch Ultra (2025) Smart Watch - Silver/Black — 12 payments of £89.85 (£1078.20 total, 0% APR)

Frequently asked questions

Which Samsung phones can I pay monthly for?

Samsung Galaxy S25 Ultra, S25, S24, A Series and Z Flip/Fold — all available on TrustPay.

Is there a credit check?

No. TrustPay performs zero credit checks and has no impact on your credit score.

Is there a deposit?

No deposit. Just 12 equal monthly instalments at 0% APR.

Apply for a TrustPay account — instant decision, no credit check